CRE Credit Analyst: Underwrite, Monitor & Analyze Risk

Fifth Third Bank; Chicago (IL); On-site; USD 54,400 - 111,500; Full time

Benefits offered by this job

Benefits package

Job summary

Fifth Third Bank seeks a CRE Credit Analyst to perform underwriting, analyze credit risk, and monitor portfolios. You will prepare credit memos, review financial statements, and support portfolio reviews with limited oversight.

The role requires CRE experience in commercial banking, strong analytical skills, and proficiency with Microsoft Office; base pay reflects a broad US pay range and eligibility for incentive compensation.

Qualifications

• Bachelor's degree in Business (Finance, Accounting, or related)
• 2+ years of Commercial Banking credit analysis with CRE experience
• Strong financial and risk analysis skills including modeling
• Knowledge of banking products and services
• Knowledge of corporate structure and related legal documents
• General knowledge of U.S. government and regulation
• Proficiency with internal banking applications
• Strong verbal and written communication abilities
• Demonstrated strong problem-solving and multi-tasking
• Proficiency in Microsoft Office applications

Responsibilities

• Proactively monitor Credit Excellence and collect financial statements for renewals and reviews
• Prepare succinct credit approval memos detailing risks, projections, and terms
• Conduct portfolio monitoring including covenant tracking and financial reviews
• Identify required monitoring activities and appropriate actions
• Verify covenants and update ticklers as needed
• Track covenants and past-due items and recommend actions
• Evaluate spreads and collaborate with CCU to fix edits
• Produce pipeline and portfolio reports for leadership and underwriters
• Prepare Criticized Period Reviews with oversight
• Run projection models and complete underwriting with limited oversight
• Prepare portfolio analyses and Portfolio Review materials
• Ensure accuracy and integrity of credit data across systems
• Identify emerging risks and elevate concerns
• Maintain knowledge of Bancorp credit policies and procedures
• Perform Borrowing Entity PD and Obligation LGD ratings
• Assist with training new staff and support special projects

Skills

Bachelor's degree in Business

Commercial Banking credit analysis

Financial and risk analysis

Knowledge of banking products

Corporate business structure and legal

US government and regulation

Internal banking applications

Verbal and written communication

Analytical and problem-solving

Microsoft Office software

Education

Bachelor's degree in Business

Tools

Microsoft Office

Job description

Fifth Third Bank seeks a CRE Credit Analyst to perform underwriting, analyze credit risk, and monitor portfolios. You will prepare credit memos, review financial statements, and support portfolio reviews with limited oversight.

The role requires CRE experience in commercial banking, strong analytical skills, and proficiency with Microsoft Office; base pay reflects a broad US pay range and eligibility for incentive compensation.