Middle Market Credit Analyst II — Underwriting & Risk

Fifth Third Bank; Georgia; On-site; USD 65,000 - 90,000; Full time

Job summary

Fifth Third Bank seeks a Credit Analyst II to support underwriting and monitoring of credit, partnering with Portfolio Managers. The role focuses on analytical tasks, drafting documents, and risk identification with limited supervision.

Candidates should be proficient in financial modeling and credit analysis, with the ability to draft documentation and prepare for credit reviews. This position emphasizes risk awareness and adherence to bank policies.

Qualifications

• Experience in credit analysis and underwriting processes.
• Ability to draft and prepare credit documentation with limited supervision.
• Proficiency in financial modeling and risk assessment.

Responsibilities

• Partner with Portfolio Managers in credit and underwriting, performing analytical tasks as needed.
• Use critical thinking to identify and draft documentation.
• Complete indicative credit information into Banking Systems with minimal errors.
• Prepare risk-rating scorecard and tickler analyses with PM collaboration.
• Develop risk models and advise PMs on obstacles to client expectations.
• Identify and determine monitoring analysis activities required.
• Verify covenants and update ticklers as needed.
• Monitor covenant completion and track past due covenants; recommend action.
• Assess covenant compliance reporting and identify issues.

Skills

Credit analysis

Financial modeling

Risk assessment

Underwriting

Documentation drafting

Analytical thinking

Tools

Banking Systems

Tickler system

Credit scoring tools

Job description

Fifth Third Bank seeks a Credit Analyst II to support underwriting and monitoring of credit, partnering with Portfolio Managers. The role focuses on analytical tasks, drafting documents, and risk identification with limited supervision.

Candidates should be proficient in financial modeling and credit analysis, with the ability to draft documentation and prepare for credit reviews. This position emphasizes risk awareness and adherence to bank policies.