Commercial Credit Analyst | Risk, Structuring & Growth

First Roles; La Place (AL); Sur place; USD 60 000 - 90 000; Plein temps

Résumé du poste

First Roles is seeking a Credit Analyst to support its commercial lending team. You will analyze financial statements, tax returns and cash flow for commercial and consumer borrowers, spread financials, and prepare clear credit memos that help lenders make sound decisions.

You will assess risk, recommend loan structures and risk ratings, monitor relationships through annual reviews and covenant tracking, and work closely with lenders, underwriters and loan operations to keep the portfolio

Qualifications

• 2+ years of commercial credit analysis experience.
• Bachelor’s degree in Finance, Accounting or related field.
• Strong Excel and analytical skills.
• Solid knowledge of lending regulations.
• Formal credit training is a plus.

Responsabilités

• Analyze financial statements, tax returns and cash flow for commercial and consumer borrowers.
• Spread financials and prepare clear credit memos for lenders.
• Assess risk, recommend loan structures and risk ratings.
• Monitor relationships through annual reviews and covenant tracking.
• Collaborate with lenders, underwriters and loan operations to keep portfolio healthy and compliant.

Connaissances

Financial analysis

Excel skills

Credit analysis

Attention to detail

Formation

Bachelor’s degree in Finance

Bachelor’s degree in Accounting

Outils

Excel

Description du poste

First Roles is seeking a Credit Analyst to support its commercial lending team. You will analyze financial statements, tax returns and cash flow for commercial and consumer borrowers, spread financials, and prepare clear credit memos that help lenders make sound decisions.

You will assess risk, recommend loan structures and risk ratings, monitor relationships through annual reviews and covenant tracking, and work closely with lenders, underwriters and loan operations to keep the portfolio