Commercial Credit Analyst | Analyze Risk & Shape Lending

First Roles; Prairieville (LA); Vor Ort; USD 65.000 - 85.000; Vollzeit

Benefits dieser Stelle

Competitive pay and benefits

Zusammenfassung

First Roles is seeking a Credit Analyst to support its commercial lending team. You will analyze financial statements, tax returns and cash flow for commercial and consumer borrowers, spread financials, and prepare clear credit memos that help lenders make sound decisions.

You will assess risk, recommend loan structures and risk ratings, monitor existing relationships through annual reviews and covenant tracking, and work closely with lenders, underwriters and loan operations to keep the

Qualifikationen

• 2+ years of commercial credit analysis experience.
• Bachelor's degree in Finance, Accounting or related field.
• Strong Excel and analytical skills.
• Solid knowledge of lending regulations.
• Formal credit training is a plus.

Aufgaben

• Analyze financial statements, tax returns and cash flow for commercial and consumer borrowers.
• Spread financials and prepare clear credit memos for lending decisions.
• Assess risk, recommend loan structures and risk ratings.
• Monitor relationships through annual reviews and covenant tracking.
• Collaborate with lenders, underwriters and loan operations to keep the portfolio healthy and compliant.

Kenntnisse

Analytical skills

Credit analysis

Ausbildung

Bachelor's degree in Finance/Accounting

Tools

Excel

Jobbeschreibung

First Roles is seeking a Credit Analyst to support its commercial lending team. You will analyze financial statements, tax returns and cash flow for commercial and consumer borrowers, spread financials, and prepare clear credit memos that help lenders make sound decisions.

You will assess risk, recommend loan structures and risk ratings, monitor existing relationships through annual reviews and covenant tracking, and work closely with lenders, underwriters and loan operations to keep the