Commercial Credit Analyst — Risk & Lending Expert

First Roles; Slidell (LA); On-site; USD 55,000 - 75,000; Full time

Job summary

First Roles is seeking a Credit Analyst to support its commercial lending team. You will analyze financial statements, tax returns and cash flow for commercial and consumer borrowers, spread financials, and prepare clear credit memos to help lenders make sound decisions.

You will assess risk, recommend loan structures and risk ratings, monitor relationships through annual reviews and covenant tracking, and work with lenders, underwriters and loan operations to keep the portfolio healthy and

Qualifications

• 2+ years of commercial credit analysis experience.
• Bachelor’s degree in Finance, Accounting or related field.
• Strong Excel and analytical skills; knowledge of lending regulations.

Responsibilities

• Analyze financial statements, tax returns and cash flow for commercial and consumer borrowers.
• Spread financials and prepare clear credit memos for sound lending decisions.
• Assess risk and recommend loan structures and risk ratings.
• Monitor relationships through annual reviews and covenant tracking; collaborate with lenders, underwriters and loan operations.

Skills

Excel

Analytical skills

Credit analysis

Education

Bachelor's degree in Finance or Accounting

Job description

First Roles is seeking a Credit Analyst to support its commercial lending team. You will analyze financial statements, tax returns and cash flow for commercial and consumer borrowers, spread financials, and prepare clear credit memos to help lenders make sound decisions.

You will assess risk, recommend loan structures and risk ratings, monitor relationships through annual reviews and covenant tracking, and work with lenders, underwriters and loan operations to keep the portfolio healthy and