Commercial Credit Analyst — Risk & Lending

First Roles; Harvey (LA); On-site; USD 65,000 - 85,000; Full time

Job summary

First Roles is seeking a Credit Analyst to support its commercial lending team. You will analyze financial statements, tax returns and cash flow for commercial and consumer borrowers, spread financials, and prepare clear credit memos that help lenders make sound decisions.

You will assess risk, recommend loan structures and risk ratings, monitor existing relationships through annual reviews and covenant tracking, and work closely with lenders, underwriters and loan operations to keep the

Qualifications

• 2+ years of commercial credit analysis experience.
• Bachelor's degree in Finance, Accounting or related field.
• Strong Excel and analytical skills; knowledge of lending regulations.

Responsibilities

• Analyze financial statements, tax returns, and cash flow for borrowers.
• Spread financials and prepare clear credit memos for lenders.
• Assess risk, recommend loan structures and risk ratings.
• Monitor relationships through annual reviews and covenant tracking.
• Coordinate with lenders, underwriters, and loan operations to keep the portfolio healthy.

Skills

Analytical skills

Financial statement analysis

Credit risk assessment

Excel proficiency

Education

Bachelor's degree in Finance or Accounting

Tools

Excel

Job description

First Roles is seeking a Credit Analyst to support its commercial lending team. You will analyze financial statements, tax returns and cash flow for commercial and consumer borrowers, spread financials, and prepare clear credit memos that help lenders make sound decisions.

You will assess risk, recommend loan structures and risk ratings, monitor existing relationships through annual reviews and covenant tracking, and work closely with lenders, underwriters and loan operations to keep the