Commercial Credit Analyst — Analyze & Guide Loans

First Roles; Zachary (LA); On-site; USD 52,000 - 76,000; Full time

Benefits offered by this job

Competitive pay

Benefits package

Job summary

First Roles is seeking a Credit Analyst to support its commercial lending team. You will analyze financial statements, tax returns and cash flow for commercial and consumer borrowers, spread financials, and prepare clear credit memos to help lenders make sound decisions.

You will assess risk, recommend loan structures and risk ratings, monitor relationships through annual reviews and covenant tracking, and work closely with lenders, underwriters and loan operations to keep the portfolio healthy

Qualifications

• 2+ years of commercial credit analysis experience.
• Bachelor's degree in Finance, Accounting or related field.
• Strong Excel and analytical skills; solid knowledge of lending regulations.

Responsibilities

• Analyze financial statements, tax returns and cash flow for commercial and consumer borrowers.
• Spread financials and prepare clear credit memos for lenders.
• Assess risk, recommend loan structures and risk ratings.
• Monitor existing relationships through annual reviews and covenant tracking; coordinate with lenders, underwriters and loan operations to keep portfolio healthy and compliant.

Skills

Analytical skills

Excel proficiency

Financial analysis

Education

Bachelor's degree in Finance/Accounting or related field

Tools

Excel

Job description

First Roles is seeking a Credit Analyst to support its commercial lending team. You will analyze financial statements, tax returns and cash flow for commercial and consumer borrowers, spread financials, and prepare clear credit memos to help lenders make sound decisions.

You will assess risk, recommend loan structures and risk ratings, monitor relationships through annual reviews and covenant tracking, and work closely with lenders, underwriters and loan operations to keep the portfolio healthy