Commercial Credit Analyst - Risk & Lending Support

First Roles; Barnet Springs (LA); On-site; USD 55,000 - 85,000; Full time

Job summary

First Roles is seeking a skilled Credit Analyst to support its commercial lending team. You will analyze financial statements, tax returns and cash flow for borrowers, spread financials, and prepare clear credit memos to guide lending decisions.

The role requires 2+ years of commercial credit analysis, a Bachelor's degree in Finance/Accounting or related field, strong Excel and analytical abilities, and solid knowledge of lending regulations. Formal credit training is a plus.

Qualifications

• 2+ years of commercial credit analysis experience.
• Bachelor's degree in Finance, Accounting or a related field.
• Strong Excel and analytical skills.
• Solid knowledge of lending regulations.
• Formal credit training is a plus.

Responsibilities

• Analyze financial statements, tax returns and cash flow for commercial and consumer borrowers.
• Spread financials and prepare clear credit memos for lenders.
• Assess risk and recommend loan structures and risk ratings.
• Monitor relationships through annual reviews and covenant tracking.
• Collaborate with lenders, underwriters and loan operations to keep portfolio compliant.

Skills

Commercial credit analysis

Excel

Financial statement analysis

Credit risk assessment

Education

Bachelor's degree in Finance/Accounting or related field

Tools

None

Job description

First Roles is seeking a skilled Credit Analyst to support its commercial lending team. You will analyze financial statements, tax returns and cash flow for borrowers, spread financials, and prepare clear credit memos to guide lending decisions.

The role requires 2+ years of commercial credit analysis, a Bachelor's degree in Finance/Accounting or related field, strong Excel and analytical abilities, and solid knowledge of lending regulations. Formal credit training is a plus.