Commercial Credit Analyst - Risk & Growth Focus

First Roles; Maurice (LA); On-site; USD 65,000 - 90,000; Full time

Job summary

First Roles is seeking a Credit Analyst to support its commercial lending team. You will analyze financial statements, tax returns and cash flow for commercial and consumer borrowers, spread financials and prepare clear credit memos to help lenders make sound decisions.

Ideal candidates have 2+ years of commercial credit analysis experience, a bachelor's degree in Finance or Accounting, strong Excel and analytical skills, and solid knowledge of lending regulations.

Qualifications

• 2+ years of commercial credit analysis experience.
• Bachelor's degree in Finance, Accounting, or related field.
• Strong Excel and analytical skills; knowledge of lending regulations.
• Formal credit training is a plus.

Responsibilities

• Analyze financial statements, tax returns and cash flow for commercial and consumer borrowers; spread financials and prepare clear credit memos.
• Assess risk, recommend loan structures and risk ratings.
• Monitor existing relationships through annual reviews and covenant tracking; coordinate with lenders, underwriters and loan operations.

Skills

Analytical skills

Credit analysis

Risk assessment

Financial analysis

Education

Finance/Accounting degree

Tools

Excel

Job description

First Roles is seeking a Credit Analyst to support its commercial lending team. You will analyze financial statements, tax returns and cash flow for commercial and consumer borrowers, spread financials and prepare clear credit memos to help lenders make sound decisions.

Ideal candidates have 2+ years of commercial credit analysis experience, a bachelor's degree in Finance or Accounting, strong Excel and analytical skills, and solid knowledge of lending regulations.