Commercial Credit Analyst: Risk & Lending Insights

First Roles; New Iberia (LA); On-site; USD 70,000 - 100,000; Full time

Job summary

First Roles is seeking a Credit Analyst to support its commercial lending team. You will analyze financial statements, tax returns and cash flows for borrowers, spread financials and prepare clear credit memos to aid lending decisions.

Ideal candidates have 2+ years in commercial credit analysis, a bachelor's in Finance or Accounting, strong Excel and analytical skills, and knowledge of lending regulations. This is a permanent, full-time role with competitive pay and benefits.

Qualifications

• 2+ years of commercial credit analysis experience.
• Bachelor's degree in Finance, Accounting or related field.
• Strong Excel and analytical skills.
• Knowledge of lending regulations.
• Formal credit training is a plus.

Responsibilities

• Analyze financial statements, tax returns, and cash flow for borrowers.
• Spread financials and prepare credit memos.
• Assess risk and recommend loan structures and risk ratings.
• Monitor relationships through annual reviews and covenant tracking.
• Collaborate with lenders, underwriters and loan operations to keep portfolio healthy and compliant.

Skills

Excel

Analytical skills

Credit analysis

Education

Bachelor's degree in Finance or Accounting

Job description

First Roles is seeking a Credit Analyst to support its commercial lending team. You will analyze financial statements, tax returns and cash flows for borrowers, spread financials and prepare clear credit memos to aid lending decisions.

Ideal candidates have 2+ years in commercial credit analysis, a bachelor's in Finance or Accounting, strong Excel and analytical skills, and knowledge of lending regulations. This is a permanent, full-time role with competitive pay and benefits.