Commercial Credit Analyst — Grow with a Community Bank

Gpac; Kenner (LA); On-site; USD 65,000 - 90,000; Full time

Benefits offered by this job

Competitive pay

Benefits

Job summary

First Roles is seeking a Credit Analyst to support its commercial lending team in Kenner, LA. You will analyze financial statements, tax returns, and cash flow for commercial and consumer borrowers, spread financials, and prepare clear credit memos for sound lending decisions.

You will assess risk, recommend loan structures and risk ratings, monitor relationships through annual reviews and covenant tracking, and work closely with lenders, underwriters and loan operations to keep the portfolio

Qualifications

• 2+ years of commercial credit analysis experience
• Bachelor's degree in Finance, Accounting or related field
• Strong Excel and analytical skills
• Solid knowledge of lending regulations
• Formal credit training is a plus

Responsibilities

• Analyze financial statements, tax returns and cash flow for commercial and consumer borrowers
• Spread financials and prepare clear credit memos
• Assess risk, recommend loan structures and risk ratings
• Monitor existing relationships through annual reviews and covenant tracking
• Work with lenders, underwriters and loan operations to keep portfolio healthy and compliant

Skills

Commercial credit analysis

Financial statement analysis

Cash flow analysis

Tax return analysis

Lending regulations

Excel

Education

Bachelor's degree in Finance/Accounting or related field

Job description

First Roles is seeking a Credit Analyst to support its commercial lending team in Kenner, LA. You will analyze financial statements, tax returns, and cash flow for commercial and consumer borrowers, spread financials, and prepare clear credit memos for sound lending decisions.

You will assess risk, recommend loan structures and risk ratings, monitor relationships through annual reviews and covenant tracking, and work closely with lenders, underwriters and loan operations to keep the portfolio