Commercial Credit Analyst - Risk, Cash Flow & Loans

Gpac; Metairie Terrace (LA); On-site; USD 55,000 - 85,000; Full time

Job summary

First Roles, a well-established community bank in Metairie, LA, seeks a Credit Analyst to support its commercial lending team. You will analyze financial statements, tax returns and cash flow for borrowers, spread financials, and prepare clear credit memos to help lenders make sound decisions while ensuring compliance with lending regulations.

Ideal candidates have 2+ years of commercial credit analysis experience, a bachelor's degree in Finance or Accounting, strong Excel and analytical skills,

Qualifications

• 2+ years of commercial credit analysis experience.
• Bachelor's degree in Finance, Accounting or related field.
• Strong Excel and analytical skills.
• Solid knowledge of lending regulations.
• Formal credit training is a plus.

Responsibilities

• Analyze financial statements, tax returns and cash flow for borrowers.
• Spread financials and prepare clear credit memos to help lenders make sound decisions.
• Assess risk, recommend loan structures and risk ratings.
• Monitor existing relationships through annual reviews and covenant tracking.
• Collaborate with lenders, underwriters and loan operations to keep the portfolio healthy and compliant.

Skills

Excel

Analytical skills

Education

Bachelor's degree in Finance

Bachelor's degree in Accounting

Job description

First Roles, a well-established community bank in Metairie, LA, seeks a Credit Analyst to support its commercial lending team. You will analyze financial statements, tax returns and cash flow for borrowers, spread financials, and prepare clear credit memos to help lenders make sound decisions while ensuring compliance with lending regulations.

Ideal candidates have 2+ years of commercial credit analysis experience, a bachelor's degree in Finance or Accounting, strong Excel and analytical skills,