Commercial Banking Relationship Manager

First Citizens; Carlsbad (CA); On-site; USD 128,000 - 197,000; Full time

Job summary

First Citizens Bank seeks a Business Banker to cultivate and manage commercial client relationships in the Carlsbad area. You will drive growth, assess credit needs, and coordinate with bank partners to deliver deposit, cash management, and lending solutions.

The role emphasizes proactive prospecting, strategic sales, and regulatory compliance while helping business owners meet their financial goals. Frequent travel between offices is required.

Qualifications

• Bachelor's degree with 4+ years in commercial or business lending, credit or business development.
• High School Diploma or GED with 8+ years in commercial or business lending, credit or business development.

Responsibilities

• Team Management: lead performance and personnel functions for a team to deliver results.
• Sales: achieve financial, production and relationship targets while engaging customers and referral sources.
• Service Standards: build partnerships to deliver value for customers and colleagues.
• Operations: ensure regulatory and policy compliance and maintain operational efficiency.

Skills

Sales process

Financial guidance

Sales forecasting

Financial analysis

Credit underwriting

Business lending knowledge

Deposit & cash management

Networking & COI

Education

Bachelor's Degree with 4 years in commercial lending

High School Diploma with 8 years in commercial lending

Job description

First Citizens Bank seeks a Business Banker to cultivate and manage commercial client relationships in the Carlsbad area. You will drive growth, assess credit needs, and coordinate with bank partners to deliver deposit, cash management, and lending solutions.

The role emphasizes proactive prospecting, strategic sales, and regulatory compliance while helping business owners meet their financial goals. Frequent travel between offices is required.