Commercial Banker

First Citizens; Myrtle Beach (SC); On-site; USD 90,000 - 130,000; Full time

Job summary

First Citizens Bank is seeking a Commercial Banker to grow and manage a portfolio of business banking relationships in Myrtle Beach, SC. You will originate loans, deposits and fee income, while delivering financial guidance to clients with revenues between $10-$35mm.

You will build a prospect list, engage local business owners, and collaborate with bank partners to provide full banking solutions, including cash management and wealth referrals, in a community-focused role.

Qualifications

• Bachelor’s degree and 6 years' experience OR HS diploma with 10 years in commercial lending or related fields.
• Business development experience and strong financial analysis/credit underwriting.
• Knowledge of commercial lending, deposits and cash management solutions.

Responsibilities

• Grow bank through loans, deposits and fee income.
• Engage with local business owners to develop lending opportunities.
• Represent the bank at community events.
• Support efficient loan approval with clear communication with credit partners.
• Collaborate with bank partners to deepen client relationships.

Skills

Sales process

Financial guidance

Sales forecasting

Financial analysis

Credit underwriting

Business lending

Cash management

Deposit solutions

Wealth solutions

Business development

Networking

Centers of influence

Education

Bachelor's degree

High school diploma or GED

Job description

Overview

Forever Strong. What sets First Citizens apart? Strong leadership, enduring values and a commitment to helping people and businesses prosper.

As a Commercial Banker at First Citizens Bank you will carry on our tradition of developing and expanding relationships with business owners in your community to help them meet their financial goals.

This position is responsible for acquiring and managing a portfolio of commercial banking relationships. Develops and maintains an active prospect list, customer outreach plan and quality referral sources for companies between $10-$35mm in annual revenues. Is the primary contact for borrowing needs and provides subject matter expertise for deposit and cash flow management needs. This position works with various sales partners to build and manage full banking relationships.

Responsibilities & Qualifications

In this role you will get to:

• Make an impact by contributing to the growth of the bank through business loans, deposits and fee income.
• Leverage your network to engage with local business owners and companies to develop business lending opportunities.
• Represent the bank in the community by attending and participating in civic, community and networking events.
• Engage in an efficient loan approval process with open communication and exposure to credit partners.
• Be part of a collaborative team with various bank partners to support and deepen the full client relationship.

Position Specific Skills:

• Application of a structured sales process
• Providing financial guidance and expertise
• Sales planning and forecasting
• Financial analysis
• Credit underwriting
• Knowledge of business lending, deposit and cash management solutions
• Knowledge retail and wealth solutions referred
• Business development
• Networking and building centers of influence

Qualifications:

• Minimum Required Education and Experience: Bachelor's Degree and 6 years' experience OR High School Diploma or GED/Equivalent and 10 years' experience in Commercial or business lending, credit or business development

Additional Requirements:

• Business development experience
• Financial analysis and credit underwriting skills
• Knowledge of commercial lending, deposit and cash management solutions
• Ability to provide financial guidance and expertise
• Sales planning and forecasting experience

Preferred Qualifications:

• Established COI's and referral sources

Additional Information

Benefits are an integral part of total rewards and First Citizens Bank is committed to providing a competitive, thoughtfully designed and quality benefits program to meet the needs of our associates. More information can be found at https://jobs.firstcitizens.com/benefits. #LI-AM3