Commercial Banker

First Citizens Bank; Myrtle Beach (SC); On-site; USD 90,000 - 130,000; Full time

Job summary

First Citizens Bank is seeking a Commercial Banker in Myrtle Beach, SC to develop and manage relationships with business owners, helping them meet financial goals. You will oversee a portfolio of commercial banking clients with revenues between $10-$35 million and work with partners to offer loans, deposits and cash management solutions.

You will leverage your network to generate lending opportunities, represent the bank in the community and coordinate with credit partners to ensure timely loan

Qualifications

• Minimum education/experience as described: bachelor degree with 6+ years in commercial or business lending, or HS with 10+ years in the field.
• Ability to analyze financial statements and credit exposure.
• Proven sales experience and ability to develop centers of influence.
• Knowledge of deposits, cash management and lending solutions.

Responsibilities

• Make an impact by growing bank relationships through loans, deposits and fees.
• Engage local business owners to develop lending opportunities.
• Represent the bank at civic and networking events.
• Coordinate loan approvals with credit partners and maintain client communications.
• Collaborate with bank partners to deepen full client relationships.

Skills

Structured sales process

Financial guidance

Sales planning

Financial analysis

Credit underwriting

Lending knowledge

Networking

Education

Bachelor's degree + 6 years experience OR HS + 10 years experience (Commercial or business lending)

Job description

Overview

Forever Strong. What sets First Citizens apart? Strong leadership, enduring values and a commitment to helping people and businesses prosper.

Overview

Forever Strong. What sets First Citizens apart? Strong leadership, enduring values and a commitment to helping people and businesses prosper.

As a Commercial Banker at First Citizens Bank you will carry on our tradition of developing and expanding relationships with business owners in your community to help them meet their financial goals.

This position is responsible for acquiring and managing a portfolio of commercial banking relationships. Develops and maintains an active prospect list, customer outreach plan and quality referral sources for companies between $10-$35mm in annual revenues. Is the primary contact for borrowing needs and provides subject matter expertise for deposit and cash flow management needs. This position works with various sales partners to build and manage full banking relationships.

Responsibilities & Qualifications

In this role you will get to:

• Make an impact by contributing to the growth of the bank through business loans, deposits and fee income.
• Leverage your network to engage with local business owners and companies to develop business lending opportunities.
• Represent the bank in the community by attending and participating in civic, community and networking events.
• Engage in an efficient loan approval process with open communication and exposure to credit partners.
• Be part of a collaborative team with various bank partners to support and deepen the full client relationship.

Position Specific Skills

Application of a structured sales process

Providing financial guidance and expertise

Sales planning and forecasting

Financial analysis

Credit underwriting

Knowledge of business lending, deposit and cash management solutions

Knowledge retail and wealth solutions referred

Business development

Networking and building centers of influence

Qualifications

Minimum Required Education and Experience: Bachelor's Degree and 6 years' experience OR High School Diploma or GED/Equivalent and 10 years' experience in Commercial or business lending, credit or business development

Additional Requirements

Business development experience

Financial analysis and credit underwriting skills

Knowledge of commercial lending, deposit and cash management solutions

Ability to provide financial guidance and expertise

Sales planning and forecasting experience

Preferred Qualifications

Established COI's and referral sources

Additional Information

Benefits are an integral part of total rewards and First Citizens Bank is committed to providing a competitive, thoughtfully designed and quality benefits program to meet the needs of our associates. More information can be found at https://jobs.firstcitizens.com/benefits.