CLI Strategy Lead — Credit Growth & Risk

OneMain Financial Group; Rock Hill (SC); Hybrid; USD 140,000 - 190,000; Full time

Benefits offered by this job

Health & wellbeing benefits

401(k) match

Employee stock purchase plan

Tuition reimbursement

Paid time off

Paid sick leave

Paid holidays

Volunteer time

Job summary

OneMain Financial in Charlotte, NC, is seeking an Associate Director to drive our credit line increase (CLI) strategy for the Card business. This high-impact role requires strategic thinking, deep credit expertise, and the ability to balance risk and growth.

You will shape CLI through data-driven analysis, partner with product and acquisition teams, and lead cross-functional efforts to deliver an end-to-end customer line strategy.

Qualifications

• Bachelor’s Degree in a quantitative discipline (Engineering, Statistics, Economics, Business Management, or Computer Science)
• 5+ years of experience in consumer lending, driving informative risk decisions through analyses; Master’s or PhD degrees may offset experience
• Advanced analytical skillset using SQL, SAS, R, or Python
• Innovative and capable of developing creative solutions to complex, data-driven problems

Responsibilities

• Develop and refine CLI policies to balance risk and growth.
• Conduct deep credit analysis to identify trends, risks, and opportunities within the portfolio.
• Design and execute A/B testing strategies to evaluate new approaches and optimize outcomes.
• Prepare and deliver presentations to executive leadership with clear insights and actionable recommendations.
• Lead cross-functional teams (Product, Marketing, Technology, Operations) to bring strategies to life with great customer experience and flawless execution.
• Develop and execute on business requirements to implement credit/business strategies to improve our lending portfolio
• Effectively prioritize competing initiatives and share with senior leadership tradeoffs and constraints across various projects
• Partner with business leaders across functional areas to define priorities, align resources, and communicate progress to executive leadership

Skills

Credit risk analysis

Strategic leadership

Data-driven decision making

Stakeholder communication

Education

Bachelor’s Degree in a quantitative discipline

Tools

SQL

SAS

R

Python

Job description

OneMain Financial in Charlotte, NC, is seeking an Associate Director to drive our credit line increase (CLI) strategy for the Card business. This high-impact role requires strategic thinking, deep credit expertise, and the ability to balance risk and growth.

You will shape CLI through data-driven analysis, partner with product and acquisition teams, and lead cross-functional efforts to deliver an end-to-end customer line strategy.