CLI Strategy Lead: Credit Growth & Risk Innovation

OneMain Financial Group; Belmont (NC); Hybrid; USD 140,000 - 190,000; Full time

Benefits offered by this job

Health and wellbeing options

Up to 4% matching 401(k)

Employee Stock Purchase Plan (10%)

Tuition reimbursement

Paid time off (15 days/year)

Paid sick leave (prorated)

11 paid holidays (prorated)

Volunteer time (3 days/year)

Job summary

OneMain Financial is seeking an Associate Director to advance our CLI strategy for the card business. This role blends deep credit expertise with data-driven decision making and cross-functional leadership to drive risk-balanced growth.

You will shape policies, analyze trends, run A/B tests, and present insights to executives while coordinating with product, marketing, and tech teams to deliver a best-in-class lending experience.

Qualifications

• Bachelor’s Degree in a quantitative discipline (Engineering, Statistics, Economics, Business Management, or Computer Science).
• 5+ years of experience in consumer lending, driving risk-informed decisions; advanced degrees may offset experience.
• Advanced analytical skillset using SQL, SAS, R, or Python.
• Innovative and capable of solving complex, data-driven problems.

Responsibilities

• Develop and refine CLI policies to balance risk and growth.
• Conduct deep credit analysis to identify trends, risks, and opportunities within the portfolio.
• Design and execute A/B testing strategies to evaluate new approaches.
• Prepare and deliver presentations to executive leadership with insights and recommendations.
• Lead cross-functional teams (Product, Marketing, Technology, Operations) to execute strategies with strong customer experience.
• Develop and execute business requirements to implement credit strategies improving the lending portfolio.
• Prioritize competing initiatives and communicate tradeoffs to senior leadership.
• Partner with business leaders to define priorities and allocate resources.

Skills

Advanced analytical skills

Cross-functional leadership

Education

Bachelor’s degree (quantitative field)

Tools

SQL

SAS

R

Python

Job description

OneMain Financial is seeking an Associate Director to advance our CLI strategy for the card business. This role blends deep credit expertise with data-driven decision making and cross-functional leadership to drive risk-balanced growth.

You will shape policies, analyze trends, run A/B tests, and present insights to executives while coordinating with product, marketing, and tech teams to deliver a best-in-class lending experience.