CLI Strategy Lead – Credit Growth & Risk

OneMain Financial Group

Cornelius (NC)

Hybrid

USD 140,000 - 210,000

Full time

14 days+

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Benefits offered by this job

Health benefits

401(k) matching

Employee stock purchase plan

Tuition reimbursement

Paid time off

Paid sick leave

11 paid holidays

Volunteer time off

Job summary

OneMain Financial in Charlotte, NC seeks an Associate Director to shape our CLI credit strategy for the Card business. This high-impact role blends deep credit expertise with innovative approaches to balance risk and growth.

The selected candidate will guide data-driven analysis, work with data science teams building new models, and partner with product and acquisition teams to design an end-to-end customer line strategy.

Qualifications

Bachelor’s Degree in a quantitative discipline (Engineering, Statistics, Economics, Business Management, or Computer Science)
5+ years of experience in consumer lending with data-driven risk decisions (Master’s or PhD can offset experience)
Advanced analytical skillset using SQL, SAS, R, or Python
Innovative and capable of developing creative solutions to complex, data-driven problems

Responsibilities

Develop and refine CLI policies to balance risk and growth
Conduct deep credit analysis to identify trends, risks, and opportunities
Design and execute A/B testing strategies
Prepare and deliver presentations to executive leadership with actionable insights
Lead cross-functional teams to implement strategies with strong customer experience
Develop business requirements to implement credit strategies to improve lending portfolio
Prioritize initiatives and communicate tradeoffs to senior leadership
Partner with leaders to define priorities and allocate resources