CLI Strategy Lead: Credit Growth & Risk

Jobtome; Indian Trail (NC); Hybrid; USD 120,000 - 170,000; Full time

Benefits offered by this job

Health benefits

401(k) match up to 4%

Employee Stock Purchase Plan

Tuition reimbursement

Paid time off 15 days

Paid sick leave

Paid holidays 11

Volunteer time off

Job summary

OneMain Financial in Charlotte, NC is seeking an Associate Director to drive our credit line increase (CLI) strategy for the Card business. This high-impact role combines deep credit expertise with innovative approaches balancing risk and growth.

You will lead data-driven analysis, partner with product, marketing and data science teams, and shape end-to-end strategies to improve the lending portfolio while delivering a superior customer experience.

Qualifications

• Bachelor’s degree in a quantitative field (Engineering, Statistics, Economics, Business Management, or Computer Science).
• 5+ years of experience in consumer lending driving risk-informed decisions; Master’s or PhD can offset experience.
• Advanced analytical toolset including SQL, SAS, R or Python.
• Innovative and capable of solving complex data-driven problems.

Responsibilities

• Develop and refine CLI policies to achieve risk and growth objectives.
• Conduct deep credit analysis to identify trends, risks, and opportunities within the portfolio.
• Design and execute A/B testing strategies to evaluate new approaches and optimize outcomes.
• Prepare and deliver presentations to executive leadership with clear insights and actionable recommendations.
• Lead cross-functional teams (Product, Marketing, Technology, Operations) to implement strategies with strong customer experience and flawless execution.
• Develop and execute on business requirements to implement credit strategies to improve the lending portfolio.
• Effectively prioritize competing initiatives and communicate tradeoffs to senior leadership.
• Partner with business leaders to define priorities, align resources, and report progress to executives.

Skills

Advanced analytical skills (SQL, SAS,R

Data-driven problem solving

Education

Bachelor’s degree in a quantitative discipline

Master’s or PhD may offset experience

Tools

SQL

SAS

R

Python

Job description

OneMain Financial in Charlotte, NC is seeking an Associate Director to drive our credit line increase (CLI) strategy for the Card business. This high-impact role combines deep credit expertise with innovative approaches balancing risk and growth.

You will lead data-driven analysis, partner with product, marketing and data science teams, and shape end-to-end strategies to improve the lending portfolio while delivering a superior customer experience.