CLI Strategy Lead: Credit Growth with Risk Insight

Jobtome; Ranlo (NC); Hybrid; USD 120,000 - 180,000; Full time

Benefits offered by this job

Health benefits

401(k) match

Stock Purchase Plan

Tuition reimbursement

Paid time off

Sick leave

Paid holidays

Volunteer time

Job summary

OneMain Financial in Charlotte, NC is seeking an Associate Director to drive the CLI strategy for our Card business. This high-impact role blends credit expertise with innovative approaches that balance risk and growth, with senior-level exposure across data-driven decision making.

You will shape CLI strategy through data analysis, partner with product and acquisition teams, and deliver executive-ready insights that guide end-to-end credit initiatives and portfolio optimization.

Qualifications

• Bachelor’s degree in a quantitative field (Engineering, Statistics, Economics, Business, CS).
• 5+ years in consumer lending driving risk-based decisions through analyses; Masters/PhD may offset experience.
• Advanced analytical skills with SQL/SAS/R/Python.
• Innovative, data-driven problem solving.

Responsibilities

• Develop and refine CLI policies to balance risk and growth.
• Conduct deep credit analysis to identify trends, risks, and opportunities.
• Design and execute A/B testing to evaluate approaches.
• Prepare executive-level presentations with insights and recommendations.
• Lead cross-functional teams to execute strategies with strong customer experience.

Skills

SQL

SAS

R

Python

Education

Bachelor’s Degree in a quantitative discipline

Job description

OneMain Financial in Charlotte, NC is seeking an Associate Director to drive the CLI strategy for our Card business. This high-impact role blends credit expertise with innovative approaches that balance risk and growth, with senior-level exposure across data-driven decision making.

You will shape CLI strategy through data analysis, partner with product and acquisition teams, and deliver executive-ready insights that guide end-to-end credit initiatives and portfolio optimization.