CLI Strategy Lead: Credit Growth & Risk (Hybrid)

Jobtome; Waxhaw (NC); Hybrid; USD 110,000 - 170,000; Full time

Benefits offered by this job

Health and wellbeing options

401(k) matching

Employee Stock Purchase Plan

Tuition reimbursement

Paid time off

Paid sick leave

11 Paid holidays

Volunteer time

Job summary

OneMain Financial is seeking an Associate Director to drive credit line increase (CLI) strategy for the Card business. This role combines deep credit expertise with innovative approaches balancing risk and growth, with senior-level exposure and cross-functional leadership.

The position focuses on data-driven analysis, evaluating new data sources, and collaborating with data science, product, and acquisition teams to shape end-to-end CLI strategy. Hybrid work in Charlotte, NC is offered.

Qualifications

• Bachelor’s degree in a quantitative field (Engineering, Statistics, Economics, Business Management, or Computer Science).
• 5+ years in consumer lending with risk-informed analyses; Master’s or PhD may offset experience.
• Advanced analytical skills using SQL, SAS, R, or Python.
• Innovative and capable of developing data-driven solutions to complex problems.

Responsibilities

• Develop and refine CLI policies to balance risk and growth objectives.
• Conduct deep credit analysis to identify portfolio trends, risks, and opportunities.
• Design and execute A/B testing strategies to evaluate new approaches.
• Prepare and deliver presentations to executive leadership with clear insights and recommendations.
• Lead cross-functional teams to implement strategies with strong customer experience and execution.
• Develop and execute business requirements to implement credit strategies.
• Prioritize competing initiatives and communicate tradeoffs to senior leadership across projects.
• Partner with leaders to define priorities, align resources, and report progress to executives.

Skills

Advanced analytics

SQL / SAS / R / Python

Strategic leadership

Education

Bachelor’s degree in a quantitative discipline

Master’s or PhD preferred

Tools

SQL

SAS

R

Python

Job description

OneMain Financial is seeking an Associate Director to drive credit line increase (CLI) strategy for the Card business. This role combines deep credit expertise with innovative approaches balancing risk and growth, with senior-level exposure and cross-functional leadership.

The position focuses on data-driven analysis, evaluating new data sources, and collaborating with data science, product, and acquisition teams to shape end-to-end CLI strategy. Hybrid work in Charlotte, NC is offered.