CLI Strategy Lead - Credit Growth with Risk Balance (Hybrid)

OneMain Financial Group; Old Point Station (SC); Hybrid; USD 140,000 - 190,000; Full time

Benefits offered by this job

Health benefits

401(k) matching

Stock purchase plan

Tuition reimbursement

Vacation time

Sick leave

Holidays

Volunteer time

Job summary

OneMain Financial, based in Charlotte, NC, seeks an Associate Director to drive the credit line increase strategy for the Card business. The role combines deep credit expertise with innovative, growth-oriented approaches and requires leadership across multiple teams.

Responsibilities include shaping CLI policies, performing portfolio analytics, and coordinating with product, marketing and technology to deliver an end-to-end customer strategy.

Qualifications

• Bachelor’s degree in a quantitative discipline (Engineering, Statistics, Economics, Business Management, or Computer Science).
• 5+ years of experience in consumer lending with data-driven risk decisions; advanced degrees may offset experience.
• Proficiency in SQL, SAS, R, or Python for analysis.
• Creative, data-driven problem solving.

Responsibilities

• Develop and refine CLI policies to balance risk and growth.
• Conduct deep credit analysis to identify trends, risks, and opportunities.
• Design and execute A/B testing strategies to optimize outcomes.
• Prepare and deliver presentations to executive leadership with insights and recommendations.
• Lead cross-functional teams to implement strategies with strong customer experience.
• Develop and execute on business requirements to improve lending portfolio.
• Prioritize initiatives and communicate tradeoffs to senior leadership.
• Partner with business leaders to define priorities and allocate resources.

Skills

SQL

SAS

R

Python

Education

Bachelor’s Degree in quantitative discipline

Master’s degree

PhD

Job description

OneMain Financial, based in Charlotte, NC, seeks an Associate Director to drive the credit line increase strategy for the Card business. The role combines deep credit expertise with innovative, growth-oriented approaches and requires leadership across multiple teams.

Responsibilities include shaping CLI policies, performing portfolio analytics, and coordinating with product, marketing and technology to deliver an end-to-end customer strategy.