Channel Underwriter I: Credit Analysis & Loan Structuring

NACBA; Boston (MA); Hybrid; USD 91,000 - 150,000; Full time

Benefits offered by this job

Benefits eligible

Annual discretionary plan

Job summary

Bank of America is seeking an Enhanced Channel Underwriter to manage credit underwriting and monitoring for a portfolio of clients. The role emphasizes independently handling transactions of moderate complexity, evaluating risks, and producing financial analyses to support loan decisions.

Responsibilities include structuring loans, documenting analysis, and coordinating with Relationship Management, Risk, and legal partners.

Qualifications

• 5+ years of solid Commercial Banking experience.
• Experience in financial analysis, structuring, underwriting and portfolio management.
• Analytical/technical skills, including financial accounting, modeling and loan structuring.
• Strong communication skills; ability to communicate vertically, horizontally, and externally.
• Industry knowledge across multiple sectors.

Responsibilities

• Manages a portfolio of clients supporting underwriting and/or monitoring requirements with limited to moderate complexity.
• Independently works with Relationship Management, and Risk teammates to understand structuring needs and requirements.
• Delivers financial modeling, loan structure, industry, economic, and other analyses to team members to support the loan decision-making process.
• Reviews work of junior teammates to provide feedback/coaching and ensure compliance with laws, rules, regulations and policy procedure.
• Has credit approval for certain credit actions.
• Leads loan structure conversations and completion of loan documentation with internal/external legal partners.

Skills

Commercial Banking

Financial Analysis

Underwriting

Portfolio Management

Communication Skills

Industry Knowledge

Education

High School Diploma / GED

Job description

Bank of America is seeking an Enhanced Channel Underwriter to manage credit underwriting and monitoring for a portfolio of clients. The role emphasizes independently handling transactions of moderate complexity, evaluating risks, and producing financial analyses to support loan decisions.

Responsibilities include structuring loans, documenting analysis, and coordinating with Relationship Management, Risk, and legal partners.