Senior Channel Underwriter – Credit & Loan Structuring

NACBA; Atlanta (GA); Hybrid; USD 91,000 - 150,000; Full time

Benefits offered by this job

Discretionary incentive plan

Industry-leading benefits

Job summary

Bank of America is seeking an Enhanced Channel Underwriter to manage credit underwriting and monitoring for a portfolio of commercial clients in partnership with client teams. The role includes structuring, negotiating, documenting credit analysis, and evaluating borrower financial information.

You will work with Relationship Management and Risk teammates, deliver financial modeling and loan structure analyses, and supervise junior staff to ensure policy compliance and quality decisions.

Qualifications

• 5+ years of solid Commercial Banking experience.

Responsibilities

• Manages a portfolio of clients supporting underwriting and/or monitoring requirements with limited to moderate complexity
• Delivers financial modeling, loan structure, industry, economic, and other analyses to team members to support the loan decision-making process
• Reviews work of junior teammates to provide feedback/coaching and ensure compliance with laws, rules, regulations and policy procedure
• Has credit approval for certain credit actions
• Leads loan structure conversations and completion of loan documentation with internal/external legal partners

Skills

Attention to Detail

Credit and Risk Assessment

Financial Analysis

Underwriting

Written Communications

Analytical Thinking

Credit Documentation

Financial Forecasting

Loan Structuring

Collaboration

Prioritization

Education

High School Diploma / GED / Secondary School or equivalent

Job description

Bank of America is seeking an Enhanced Channel Underwriter to manage credit underwriting and monitoring for a portfolio of commercial clients in partnership with client teams. The role includes structuring, negotiating, documenting credit analysis, and evaluating borrower financial information.

You will work with Relationship Management and Risk teammates, deliver financial modeling and loan structure analyses, and supervise junior staff to ensure policy compliance and quality decisions.