C&I Relationship Manager — Growth & Financing Solutions

Provident Bank; Westchester (FL); On-site; USD 154,000 - 200,000; Full time

Benefits offered by this job

Health benefits

PTO

401(k)

Tuition disbursement

Job summary

Provident Bank is expanding into Westchester County, NY, and is assembling a high-performing Commercial Banking team. We seek an experienced Commercial Relationship Manager to originate, structure, and manage complex C&I lending relationships in the middle-market segment.

You will drive new business, expand existing client relationships with business owners, CFOs, and executives, and tailor revolving credit facilities, term loans, and asset-based lending to meet working capital and growth needs.

Qualifications

• Bachelor's degree in accounting, Finance or Business Administration required.
• 5-10 years of progressive commercial lending experience and credit exposure.
• Proven expertise in credit analysis, underwriting, loan structuring, and portfolio management.
• Proven track record of originating and growing profitable commercial lending relationships.

Responsibilities

• Build and manage long-term client relationships with business owners, C-suite executives, and Centers of Influence.
• Drive new business growth by sourcing and expanding relationships with creditworthy clients in line with bank policies.
• Identify cross-sell opportunities across deposits, Treasury Management, Wealth Management, and other bank products.
• Oversee loan origination process including financial analysis, creditworthiness assessment, and loan presentations.
• Evaluate lending risk, identify mitigants, and recommend appropriate loan structures.
• Manage assigned loan portfolio with focus on credit quality, covenant compliance, and delinquency control.
• Ensure timely and compliant execution and closing of loan transactions.
• Partner with Credit, Treasury Management, Operations, Risk to deliver seamless client experience.
• Maintain awareness of market trends, competitive landscape, and industry risks to inform strategy.
• Support team development by mentoring junior relationship managers and credit staff.

Skills

Commercial lending

Credit analysis

Loan structuring

Portfolio management

Relationship building

Education

Bachelor's degree in accounting, Finance or Business Administration

Tools

Microsoft Word

Excel

Job description

Provident Bank is expanding into Westchester County, NY, and is assembling a high-performing Commercial Banking team. We seek an experienced Commercial Relationship Manager to originate, structure, and manage complex C&I lending relationships in the middle-market segment.

You will drive new business, expand existing client relationships with business owners, CFOs, and executives, and tailor revolving credit facilities, term loans, and asset-based lending to meet working capital and growth needs.