Remote Commercial Relationship Manager — C&I Lending

Quaint Oak Bank; Pennsylvania; On-site; USD 120,000 - 135,000; Full time

Job summary

Quaint Oak Bank is seeking an experienced Commercial Relationship Manager to originate, structure, and manage C&I lending relationships within the Greater Philadelphia region. The CRM will drive new business development, manage a high-quality portfolio, and serve as the primary relationship owner for clients.

Typical loan sizes go up to $5MM, with a focus on operating deposits and long-term credit relationships.

Qualifications

• Experience in commercial lending and C&I underwriting.
• Ability to interpret financial statements and cash flows to support credit decisions.
• Excellent written and verbal communication skills, and the ability to build credibility internally and externally.
• Demonstrated relationship-building and business development capability.
• Proficiency with Microsoft Excel and Word.
• SBA lending experience preferred.

Responsibilities

• Originate $15-20MM in annual C&I loan production through networking, referrals, and targeted calling.
• Build and manage full-relationship commercial banking engagements, including loans, deposits, and treasury services.
• Serve as primary point of contact and relationship owner for assigned clients.
• Structure credit requests in partnership with credit analysts and ensure alignment with Bank policy.
• Analyze financial statements, cash flow, and industry trends to support underwriting and ongoing portfolio monitoring.
• Maintain portfolio credit quality, identify emerging risks, and support resolution strategies as needed.
• Ensure compliance with lending policies, regulatory requirements, and documentation standards.
• Collaborate effectively with credit, loan operations, and internal support teams.

Skills

Commercial lending

Credit judgment

Financial statement analysis

Communication skills

Relationship building

Excel/Word proficiency

Job description

Quaint Oak Bank is seeking an experienced Commercial Relationship Manager to originate, structure, and manage C&I lending relationships within the Greater Philadelphia region. The CRM will drive new business development, manage a high-quality portfolio, and serve as the primary relationship owner for clients.

Typical loan sizes go up to $5MM, with a focus on operating deposits and long-term credit relationships.