Senior Relationship Manager – Commercial Lending & Growth

Provident Bank; Morristown (NJ); Sur place; USD 146 000 - 240 000; Plein temps

Avantages offerts par ce poste

Health and Wellness benefits

Résumé du poste

Provident Bank is seeking an experienced loan professional to originate, evaluate, and structure complex loan requests. You will manage portfolios, cross-sell bank products, and strengthen community relationships while upholding credit quality and policy standards.

The role emphasizes mentorship of junior Relationship Managers and close collaboration with customers to deliver tailored financing solutions.

Qualifications

• Bachelor’s degree in Accounting, Finance or Business Administration.
• Comprehensive loan analysis experience.
• Comprehensive financial analysis experience.
• Comprehensive knowledge of underwriting techniques.
• Proven new business track record.
• Strong oral, written and communication and management skills.
• Proficient with software programs (Microsoft Word and Excel).

Responsabilités

• Solicits credit-worthy potential and existing customers in order to develop new business and retain existing business within bank policy.
• Oversees the preparation of loan presentations including detailed financial analysis and assessment of borrower’s financial capacity and creditworthiness.
• Assesses lending risks, identifies mitigating factors and makes recommendations on loan structure with sound credit judgment.
• Establishes and promotes customer and community relationships; cross-sell other Bank products and services; maintains awareness of market conditions and competition.
• Manages all aspects of assigned loan portfolio with emphasis on covenant and bank policy compliance, credit quality and delinquency control.
• Facilitates closing of loan transactions with strict compliance with terms and conditions.
• Mentor the junior Relationship Managers on the team

Connaissances

Loan analysis

Financial analysis

Underwriting techniques

New business development

Communication skills

Management skills

MS Word and Excel

Formation

Bachelor’s degree in Accounting, Finance or Business Administration

Outils

Microsoft Word

Microsoft Excel

Description du poste

Provident Bank is seeking an experienced loan professional to originate, evaluate, and structure complex loan requests. You will manage portfolios, cross-sell bank products, and strengthen community relationships while upholding credit quality and policy standards.

The role emphasizes mentorship of junior Relationship Managers and close collaboration with customers to deliver tailored financing solutions.