Bilingual Mortgage Loan Processor - El Paso, TX

First Community Mortgage; El Paso (TX); On-site; USD 42,000 - 54,000; Full time

Job summary

First Community Mortgage in El Paso, TX is seeking a dedicated Loan Processor to manage the file from post-officer through closing. You will gather income and credit data, inform the team of issues, and coordinate with customers and title companies as needed.

The role requires at least 3 years of processing experience, knowledge of VA/FHA/conventional programs, and bilingual English/Spanish communication. Work involves handling multiple files with minimal supervision.

Qualifications

• High School Diploma or equivalent is required.
• At least 18 years of age.
• 3 years processing experience with loan program guidelines.
• Knowledge of VA, FHA and conventional loan programs.
• Experience with processing software and internet programs.
• Ability to review credit reports.
• Capable of handling 50+ credit files simultaneously.
• Bilingual in English and Spanish.
• Able to pass background investigation and drug screen.
• Team player capable of working with others.
• Must work under minimal supervision.

Responsibilities

• Open and review information obtained by loan officer.
• Gather credit and income information required for loan program.
• Inform loan officer/underwriter of issues during processing.
• Process the file from post-officer until closing.
• Meet with customers to explain issues and regulations.
• Close transactions for the Title Company when necessary.
• Order required documents for final approval: appraisal, title work, insurance, etc.
• Assist loan officer with any function.
• Other duties as assigned.

Skills

Bilingual English/Spanish

Loan processing

Credit reports

Processing software

Team player

Attention to detail

Education

High School Diploma or Equivalent

Tools

Processing software

Job description

Location

FCMC El Paso

Location Address

10961 Gateway West Suite 200

Position Type

Full Time

Requirements

• High School Diploma or Equivalent
• At least 18 years of age
• 3 years processing experience and well versed with program guidelines
• Knowledge of VA, FHA and conventional loan programs
• Experience with processing software and internet programs
• Experience troubleshooting problems with files
• Ability to review and understand credit reports
• Capable of handling 50 plus credit files at once
• Work under little supervision
• Must successfully pass background investigation and drug screen according to company policy
• Must be able to get along with co-workers and work effectively in a team environment
• Must be bilingual in English/Spanish

Job Description

• Open and review information obtained by loan officer
• Gather all credit and income information required for loan program
• Make loan officer and/or underwriter aware of issues that may arise during the process of the loan
• Responsible for processing the file once it leave the loan officer until it goes into closing
• Meet with customers to explain issues and regulations
• When necessary close transactions for the Title Company
• Order all required documents for final approval: appraisal, title work, advise customer on insurance, etc.
• Assist loan officer with any function
• Other duties as assigned

Position level will be dependent upon internal and external experience

Physical Requirements

• Must be able to remain in a sitting stationary position for extended periods of time
• Constantly operate a computer and other office machinery
• Ability to lift up to 25 pounds

FNBT is an equal opportunity employer.