Mortgage Lending Assistant

City Bank; El Paso (TX); On-site; USD 45,000 - 75,000; Full time

Job summary

City Bank in El Paso, TX is seeking a Mortgage Processing Assistant to support loan officers, gather applications, and prepare files for processing and closing. The role involves coordinating with Realtors, Title Companies, and buyers, ordering required documents, and providing courteous customer service.

Ideal candidates will demonstrate strong attention to detail, effective communication, and the ability to multitask in a fast-paced mortgage environment.

Qualifications

• Must have strong attention to detail and be able to communicate clearly with customers and team members.
• Experience in banking or mortgage processing is a plus.
• Ability to handle multiple tasks and maintain accuracy in a fast-paced environment.

Responsibilities

• Represent the bank to customers in a courteous and professional manner.
• Take loan applications and pull credit when loan officer is unavailable.
• Order and verify documents such as tax transcripts, insurance, appraisals, and other lender requirements.
• Maintain organized files and prepare them for processing and closing.
• Coordinate with Realtors, Title Companies, and buyers to prepare files for the Processor.
• Act as backup to the loan officer during absences and set up refinances/purchases appointments.

Skills

Attention to detail

Customer service

Communication skills

Job description

Job DetailsJob Location: El Paso Mortgage Dieter - El Paso, TX 79936Position Type: Full TimeResponsible for performing a variety of services for our customers in a timely and professional manner, as well as the preparation of new loans and the maintenance of existing loans.

Essential Duties:

1. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
2. Represent the bank to the customer in a courteous and professional manner.
3. Furnish prompt, efficient, and accurate service.
4. Attention to detail and excellent communication skills are required.
5. Maintain work area in a clean, neat, and professional appearance.
6. Greeting customers
7. Meeting with customers, taking application and pulling credit when LO is not available.
8. Complete items on Processing Flow sheet, including ordering the following; tax transcripts, flood cert, insurance, USPS search, appraisal, Patriot Act, VOD, VOE, VOR, FHA Case #, LPD/GSAs, loan payoff, Rapid Reporting, MERS, survey, and final inspection.
9. Work directly with LO, and when LO is unavailable, take phone calls, answer mortgage questions or questions on specific files.
10. Call realtors with questions that arise on specific files.
11. Act as replacement to LO when he/she is out for extended or short periods of time.
12. Set appointments or confirm appointments on refinances / purchases.
13. Manage files before, during, and after closing.
14. Assist or prepare Adverse Actions as needed.
15. File/manage closed files. Box these files up for storage.
16. Post closing follow-up.
17. Write Thank You notes and Christmas cards.
18. Scan files.
19. Exchange information with Realtors, Title Companies, and buyers to get file ready for the Processor.
20. Research and resolve delinquent appraisal issues.
21. Scan appraisal bills and other invoices to be paid.
22. Order any necessary VA documents, as needed.

Equal Opportunity Employer/Veterans/DisabledQualifications