Bilingual Mortgage Loan Processor

FCM - First Community Mortgage; El Paso (TX); On-site; USD 42,000 - 54,000; Full time

Job summary

FCM - First Community Mortgage in El Paso, TX is seeking an experienced Loan Processor. You will open and review information provided by the loan officer, gather credit and income data, and communicate any issues to the loan officer or underwriter to keep the loan on track toward closing.

The role requires at least 3 years of processing experience, knowledge of VA/FHA/conventional programs, and the ability to manage 50+ credit files.

Qualifications

• High school diploma or equivalent is required.
• 3 years of processing experience with program guidelines.
• Knowledge of VA, FHA and conventional loan programs.
• Experience with processing software and internet programs.
• Experience troubleshooting problems with files.
• Ability to review and understand credit reports.
• Capable of handling 50+ credit files at once.
• Work under little supervision.
• Must pass background investigation and drug screen.
• Bilingual in English/Spanish is required.

Responsibilities

• Open and review information obtained by loan officer.
• Gather all credit and income information required for loan program.
• Inform loan officer/underwriter of issues during processing.
• Process file from loan officer handoff until closing.
• Meet with customers to explain issues and regulations.
• Close transactions for the Title Company when necessary.
• Order documents for final approval: appraisal, title work, insurance, etc.
• Assist loan officer with any function.
• Other duties as assigned.

Skills

Processing experience

Loan program knowledge

Processing software

Troubleshooting files

Credit reports review

Credit file handling

Team work

Bilingual English/Spanish

Background check/drug screen

Work under supervision

Education

High School Diploma or Equivalent

Job description

• * High School Diploma or Equivalent
• * At least 18 years of age
• * 3 years processing experience and well versed with program guidelines
• * Knowledge of VA, FHA and conventional loan programs
• * Experience with processing software and internet programs
• * Experience troubleshooting problems with files
• * Ability to review and understand credit reports
• * Capable of handling 50 plus credit files at once
• * Work under little supervision
• * Must successfully pass background investigation and drug screen according to company policy
• * Must be able to get along with co-workers and work effectively in a team environment

Must be bilingual in English/Spanish

Job Description

• * Open and review information obtained by loan officer
• * Gather all credit and income information required for loan program
• * Make loan officer and/or underwriter aware of issues that may arise during the process of the loan
• * Responsible for processing the file once it leave the loan officer until it goes into closing
• * Meet with customers to explain issues and regulations
• * When necessary close transactions for the Title Company
• * Order all required documents for final approval: appraisal, title work, advise customer on insurance, etc.
• * Assist loan officer with any function
• * Other duties as assigned

Position level will be dependent upon internal and external experience

Physical Requirements:

• * Must be able to remain in a sitting stationary position for extended periods of time
• * Constantly operate a computer and other office machinery
• * Ability to lift up to 25 pounds

FNBT is an equal opportunity employer.

Member FDIC, Equal Housing Lender

FCBI is an Equal Opportunity Employer

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