Analytics Lead, Compliance Insights (Remote)

Affirm; San Jose (CA); On-site; USD 145,000 - 205,000; Full time

Benefits offered by this job

Health benefits

Flexible Spending Wallets

Generous time off

Employee stock purchase plan

Job summary

Affirm is seeking an Analytics Lead, Strategic Insights for Compliance Shared Services to own compliance analytics and automated monitoring for a multi-product consumer lending business. You translate regulatory obligations into data checks and turn data anomalies into regulatory answers, guiding a junior analyst and shaping the automation roadmap.

You will partner across Compliance, Legal, Engineering, Product, and bank partners, delivering evidence-grade outputs for regulators and auditors

Qualifications

• 5+ years in compliance analytics, monitoring or surveillance, transaction testing, audit analytics, or a comparable data role in consumer lending, banking, fintech, or another regulated industry.
• Advanced SQL and hands-on experience with a modern cloud data stack such as Snowflake and Databricks, including building and operating automated pipelines, dashboards, and data quality checks.
• Working knowledge of consumer credit regulations such as TILA/Reg Z, ECOA/Reg B, EFTA/Reg E, FCRA, SCRA, MLA, TCPA, and state lending, licensing, and usury requirements, and the ability to convert those obligations into data logic.
• Bidirectional fluency: you read a regulation and know the data question it implies, and you read a data anomaly and know the regulatory question it raises.
• Evidence-grade rigor: you reconcile, validate, reproduce, and document your work so it stands up to examiners and auditors, and you have delivered regulatory or audit data under hard deadlines with multi-round follow-ups.
• AI fluency: you use AI-assisted development tools to accelerate query building, troubleshooting, and workflow automation, and you validate outputs before relying on them.
• Experience training, guiding, or reviewing the work of junior analysts, with the judgment to coach for independence rather than absorb the work yourself.
• A builder disposition: comfort with ambiguity, self-directed prioritization, and clear written and verbal communication that translates technical findings for legal, compliance, and executive audiences.

Responsibilities

• Own the design, operation, and governance of automated compliance monitoring: translate regulatory obligations into rule-based detective controls that run on defined frequencies, surface exceptions, and produce audit-ready evidence.
• Serve as the primary data owner for regulatory examinations, licensing audits, and bank partner exam requests: scope requests into defined populations and extraction logic, validate results across source systems, document methodology and assumptions, and support responses through multi-round follow-ups under external deadlines.
• Triage monitoring exceptions and data anomalies, distinguishing true compliance exceptions from data artifacts and process gaps, route findings to the appropriate resolution path, and support remediation through validation and evidence review.
• Map automated checks to specific regulatory requirements, converting query logic into control statements that feed the compliance control inventory and close the loop between monitoring exceptions and tracked compliance issues.
• Drive the automation roadmap: identify recurring manual reporting and repeat data requests and convert them into automated pipelines and self-service tools, applying AI-assisted development with disciplined human-in-the-loop validation.
• Steward the compliance data environment: adjudicate source-of-truth questions, resolve data access and quality constraints, and maintain the query repository, runbooks, and methodology documentation.
• Provide day-to-day technical direction, structured onboarding and training, work prioritization, and quality review for a supporting data analyst, coaching for independence and end-to-end ownership.
• Partner with Engineering, Legal, Product, Internal Audit, and bank partners to resolve data definition and quality questions, and expand monitoring coverage across new products, requirements, and jurisdictions.

Skills

SQL

Snowflake

Databricks

Data analytics

Regulatory knowledge

AI fluency

Python

Mentoring

Tools

Streamlit

Python

Job description

Affirm is seeking an Analytics Lead, Strategic Insights for Compliance Shared Services to own compliance analytics and automated monitoring for a multi-product consumer lending business. You translate regulatory obligations into data checks and turn data anomalies into regulatory answers, guiding a junior analyst and shaping the automation roadmap.

You will partner across Compliance, Legal, Engineering, Product, and bank partners, delivering evidence-grade outputs for regulators and auditors