Agribusiness & Commercial Banker

American Bank & Trust; Lisbon (ND); On-site; USD 70,000 - 110,000; Full time

Job summary

American Bank & Trust seeks a Commercial Loan Officer to manage a customer portfolio, gather information for loan applications, and work with Credit Administration on appraisals and credit checks.

Role involves business development, cross-selling deposit products, maintaining asset quality, and coordinating with senior leadership on lending issues. Requires 2–5 years lending experience and a relevant bachelor’s degree.

Qualifications

• Bachelor’s degree in Business, Finance or Accounting, or equivalent.
• 2–5 years experience in commercial and agricultural lending and credit analysis.

Responsibilities

• Maintains a portfolio of existing customers and maximizes relationships to build satisfaction and confidence.
• Gathers and oversees information for loan applications with Credit Administration.
• Cross-sells key deposit/fee income products/services as needs dictate.
• Maintains asset quality of the loan portfolio.
• Represents Bank in industry associations and promotes a positive image.
• Compliance with bank policies and federal/state laws/regulations.

Skills

Communication skills

Lending regulations

Customer interaction

Resourceful

Problem solving

Ethical focus

Education

Bachelor's degree in Business/Finance/Accounting

Job description

American Bank & Trust seeks a Commercial Loan Officer to manage a customer portfolio, gather information for loan applications, and work with Credit Administration on appraisals and credit checks.

Role involves business development, cross-selling deposit products, maintaining asset quality, and coordinating with senior leadership on lending issues. Requires 2–5 years lending experience and a relevant bachelor’s degree.