Strategic Commercial & Ag Lender

State Street Bank; Quincy (IL); On-site; USD 70,000 - 100,000; Full time

Job summary

State Street Bank is seeking a Commercial/Ag Lender to develop and manage commercial and agricultural loan accounts, drive marketing efforts, and promote profitability. The role supervises the Business Banking Officer and requires building strong customer relationships.

Responsibilities include loan interviews, credit assessment, delinquency collection, cross-selling, and adhering to lending policies. Education includes a bachelor degree in accounting, business, or finance with 3+ years of

Qualifications

• Bachelor degree in accounting, business, or finance required with minimum 3 years as a commercial/ag lender.

Responsibilities

• Interview customers seeking loans and assess creditworthiness within bank policy.
• Monitor loan repayments and locate delinquent accounts.
• Develop and maintain positive relationships with existing and prospective customers.
• Cross-sell bank products and services.
• Maintain knowledge of commercial/ag lending rules, regulations, and policies.
• Assist in cash management and sales goals for commercial deposits.
• Represent the bank in community events with integrity and professionalism.
• Handle customer inquiries and concerns.

Skills

Credit analysis

Underwriting

Relationship building

Cross-selling

Communication skills

Education

Bachelor degree in accounting, business, or finance

Tools

Microsoft Office

Bank core processing systems

Job description

State Street Bank is seeking a Commercial/Ag Lender to develop and manage commercial and agricultural loan accounts, drive marketing efforts, and promote profitability. The role supervises the Business Banking Officer and requires building strong customer relationships.

Responsibilities include loan interviews, credit assessment, delinquency collection, cross-selling, and adhering to lending policies. Education includes a bachelor degree in accounting, business, or finance with 3+ years of