Underwriter, Personal Lines

ETIQA INSURANCE PTE. LTD.; Singapore; On-site; SGD 60,000 - 90,000; Full time

Job summary

Etiqa Insurance Singapore is seeking a capable underwriter to join our Personal Lines team. You will assess risk submissions, develop pricing analyses, and help shape policy terms within approved authority.

Collaborate with claims, distribution and online channels to optimize portfolio performance, provide underwriting training, and ensure compliance with governance standards.

Qualifications

• At least 3 years of underwriting experience in Personal Lines.
• Minimum Diploma in any discipline.
• Insurance certification preferred.
• Meticulous with strong attention to detail.
• Service oriented with good communication and presentation skills.

Responsibilities

• Review risk submissions within authority limits and support pricing analysis and policy terms.
• Strengthen underwriting governance for Personal Lines and provide trainings.
• Carry out audits to ensure compliance with guidelines and procedures.
• Analyze market dynamics, pricing segmentation, and exposure levels.
• Engage in product development with distribution and online channels.
• Support portfolio management across product lines and coordinate with Claims.
• Monitor underwriting plan and pricing management activities.

Skills

Underwriting experience

Detail oriented

Strong communication skills

Education

Diploma (any discipline)

Tools

MS Office

Job description

Etiqa Insurance Singapore is looking for a dynamic individual to join our team. Do you have what it takes?

Are you :

• Passionate about working with people?
• A creative thinker with a positive attitude & outlook?
• A strong dynamic communicator able to collaborate effectively?
• Willing to learn, adapt & grow in a fast paced work environment?

WANT TO MAKE A DIFFERENCE?

This exciting proposition allows you to work with Etiqa, a leader in the insurance sector, optimizing your unique skill set, and getting onboard our journey towards " Making The World A Better Place ".

Job Description

Review risk submissions within assigned authority limits and support the preparation of business proposals for opportunities with business units, portfolio transfers, and product changes. This includes development of the P&L, pricing analysis and policy terms and conditions.

Strengthen the underwriting governance structure and framework for Personal Lines and providing underwriting trainings.

Undertake Internal/external audits to ensure all compliance, underwriting best practice, policy/procedures and guidelines are being adhered to.

Supports the formulation and implementation of strategies through analysis of competitive position, marketplace dynamics, pricing segmentation, profile trending and exposure level analysis.

To be involved in the product development process with the distribution and online channels

Facilitate portfolio management of various product lines

Work closely with Claims Department to facilitate claims data and management; ensuring claim levels are at manageable levels

Underwriting Plan/Monitoring Control

Pricing Management

Requirements

• At least 3 years of underwriting experience in Personal Lines
• Minimum Diploma in any discipline
• Insurance certification preferred
• Meticulous, have an eye on detail
• Able to cope with fast and diverse work environment
• Service oriented with excellent communication and presentation skills
• Competent in MS Office (Excel, PowerPoint, Word)