Personal Lines Underwriter – Pricing & Governance

Etiqa Insurance Singapore; Singapore; On-site; SGD 60,000 - 90,000; Full time

Benefits offered by this job

MS Office proficiency

Job summary

Etiqa Insurance Singapore is seeking a dynamic underwriting professional to join our team. You will review risk submissions within authority, support pricing analyses and policy terms across Personal Lines, and help strengthen governance and training programs.

You will work closely with Claims and Distribution to shape product development, portfolio management, and market-driven strategies in a fast-paced environment. Strong communication and MS Office skills are essential.

Qualifications

• Minimum Diploma in any discipline.
• At least 3 years of underwriting experience in Personal Lines.
• General Insurance certification preferred.
• Meticulous, have an eye on detail.
• Prefer fast and diverse environment.
• Service oriented with excellent communication and presentation skills.
• Competent in MS Office (Excel, PowerPoint, Word).

Responsibilities

• Review risk submissions within assigned authority limits and support the preparation of business proposals for opportunities with business units, portfolio transfers, and product changes. This includes development of the P&L, pricing analysis and policy terms and conditions.
• Strengthen the underwriting governance structure and framework for Personal Lines and providing underwriting trainings.
• Undertake Internal/external audits to ensure all compliance, underwriting best practice, policy/procedures and guidelines are being adhered to.
• Supports the formulation and implementation of strategies through analysis of competitive position, marketplace dynamics, pricing segmentation, profile trending and exposure level analysis.
• To be involved in the product development process with the distribution and online channels
• Facilitate portfolio management of various product lines
• Work closely with Claims Department to facilitate claims data and management; ensuring claim levels are at manageable levels

Job description

Etiqa Insurance Singapore is seeking a dynamic underwriting professional to join our team. You will review risk submissions within authority, support pricing analyses and policy terms across Personal Lines, and help strengthen governance and training programs.

You will work closely with Claims and Distribution to shape product development, portfolio management, and market-driven strategies in a fast-paced environment. Strong communication and MS Office skills are essential.