Payments Solutions Architect – Real-Time & Cross-Border

OCBC; Singapore; On-site; SGD 150,000 - 210,000; Full time

Job summary

OCBC is seeking an experienced Technology Architecture professional to lead end-to-end architecture for payment capabilities across initiation, processing, and settlement. You will design scalable, secure, and compliant payment solutions, collaborating with cross-functional teams on migration and modernization initiatives.

You will work with stakeholders to define domain-driven designs, API-first integration, and observable architectures, while guiding engineering teams through complex technical

Qualifications

• 7+ years of technology solutioning or architecture experience in banking/payments.
• At least 3 years hands-on experience in microservices, Java, Spring Boot, MQ/Kafka, container platforms (Kubernetes/OpenShift) and databases.
• Experience with domestic and cross-border payment rails, real-time payments, high-value payments, SWIFT messaging, ISO 20022, payment status tracking and customer communication use cases.
• Good understanding of payment lifecycle from initiation to settlement, notification and reconciliation.

Responsibilities

• Lead end-to-end solution architecture for payment capabilities across initiation, processing, clearing, settlement, exception management, reconciliation, notification, enquiry and reporting.
• Design payment solutions that meet business, regulatory, security, resiliency, scalability, performance, availability and operational requirements across domestic, cross-border, real-time and high-value payment flows.
• Drive payment modernization and migration initiatives, including current-state assessment, target architecture definition, domain decomposition, coexistence design, migration roadmap, cutover strategy, data conversion and rollback planning.
• Produce architecture and design artefacts including context diagrams, component diagrams, sequence flows, integration patterns, deployment views, non-functional requirements, security considerations and architecture decision records.
• Define detailed designs using domain-driven design, bounded contexts, API-first integration, event-driven architecture, microservices granularity, messaging patterns and reusable platform capabilities.

Skills

Microservices architecture

Java

Spring Boot

MQ/Kafka

Kubernetes/OpenShift

Payment systems

ISO 20022

Tools

Kubernetes/OpenShift

MQ/Kafka

Job description

OCBC is seeking an experienced Technology Architecture professional to lead end-to-end architecture for payment capabilities across initiation, processing, and settlement. You will design scalable, secure, and compliant payment solutions, collaborating with cross-functional teams on migration and modernization initiatives.

You will work with stakeholders to define domain-driven designs, API-first integration, and observable architectures, while guiding engineering teams through complex technical