Backend Engineer - Digital Banking

Monee; Singapore; On-site; SGD 70,000 - 90,000; Full time

Job summary

Monee is seeking a backend engineer to design, develop, and optimize digital banking backend services and platforms. You will work on high-concurrency, secure, scalable distributed systems, collaborating with Product Managers and cross-functional teams to translate requirements into robust technical designs.

Responsibilities include building internal developer tools, automation scripts, and exploring AI technologies to enhance banking workflows and R&D practices using AI-assisted coding

Qualifications

• Bachelor's degree in Computer Science, Information Technology, Information Systems, Artificial Intelligence or related field.
• Minimum 1 year of full time backend development experience using C++ or Python.
• Prior working experience with agentic AI or Harness Engineering.
• Solid foundation in CS core principles: data structures, algorithms, networks, OS.
• Hands-on experience with databases (e.g., MySQL) and middleware (Redis, Kafka, microservices/K8s).

Responsibilities

• Participate in design, development, and optimization of digital banking backend services and platforms, delivering maintainable code.
• Contribute to server-side architecture for high-performance, secure, scalable distributed systems.
• Translate business needs into technical designs and scalable features with cross-functional teams.
• Optimize system performance, stability, and resource use for high-concurrency banking scenarios.
• Design and develop internal tools, automation scripts, and workflows to improve R&D efficiency.

Skills

C++

Python

Backend dev

AI

Education

Bachelor's degree (CS/IT/AI)

Tools

MySQL

Redis

Kafka

Kubernetes

Job description

Job Description

• Participate in the design, development, and continuous optimization of digital banking backend services and technical platforms, delivering high-quality, maintainable code.


• Contribute to server-side architecture design to build high-performance, highly available, secure, and scalable distributed systems.


• Deeply understand business requirements, collaborating with Product Managers and cross-functional teams to translate business needs into technical designs and scalable features.


• Continuously optimize system performance, stability, resource utilization, and user experience for high-concurrency banking scenarios.


• Design and develop internal developer tools, automation scripts, and workflows to boost R&D efficiency and engineering quality.


• Explore emerging AI technologies (e.g., LLMs, AI Agents, AIGC) and evaluate their applications in banking business scenarios and intelligent R&D practices.


• Leverage AI-assisted coding methodologies (e.g., Vibe Coding / AI copilots) to streamline code generation, testing, and delivery processes.

Requirements

• Bachelor’s degree in Computer Science, Information Technology, Information Systems, Artificial Intelligence or any related fields.


• Minimum 1 year of full time backend development experience using C++ or Python.


• Prior working experience with agentic AI or Harness Engineering.


• Solid foundation in Computer Science core principles, including Data Structures, Algorithms, Computer Networks, and Operating Systems.


• Hands-on experience or working knowledge of databases (e.g., MySQL) and middleware (e.g., Redis, Kafka, microservices/K8s).


• Related domain experience in the Fin-Tech is strongly preferred.