Backend Engineer - Digital Banking

Northern Point Technology; Singapore; On-site; SGD 90,000 - 120,000; Full time

Job summary

Northern Point Technology is seeking a backend-focused engineer to design and develop digital banking backends and platforms. You will deliver high-quality, maintainable code while driving performance, security, and scalability in a high-concurrency environment.

You will collaborate with Product Managers and cross-functional teams to translate business needs into robust technical designs, build internal tooling, and explore AI-enabled approaches to accelerate R&D in banking solutions.

Qualifications

• Bachelor’s degree in CS/IT/IS/AI or related field.
• At least 1 year of backend development experience in C++ or Python.
• Experience with agentic AI or Harness Engineering.
• Strong CS fundamentals: data structures, algorithms, networks, OS.
• Experience with databases and middleware (MySQL, Redis, Kafka, microservices/K8s).

Responsibilities

• Participate in design, development, and optimization of digital banking backends.
• Contribute to server-side architecture for scalable, secure systems.
• Translate business requirements into technical designs with cross-functional teams.
• Optimize performance, stability, and resource use for high-concurrency scenarios.
• Develop internal developer tools, automation scripts, workflows.
• Explore AI technologies and assess their banking applications.
• Leverage AI-assisted coding to streamline coding, testing, delivery.

Skills

Backend development (C++ or Python)

Agentic AI

CS fundamentals

Education

Bachelor’s degree in Computer Science/IT/IS/AI or related field

Tools

MySQL

Redis

Kafka

Kubernetes / microservices

Job description

Job Description

• Participate in the design, development, and continuous optimization of digital banking backend services and technical platforms, delivering high-quality, maintainable code.

• Contribute to server-side architecture design to build high-performance, highly available, secure, and scalable distributed systems.

• Deeply understand business requirements, collaborating with Product Managers and cross-functional teams to translate business needs into technical designs and scalable features.

• Continuously optimize system performance, stability, resource utilization, and user experience for high-concurrency banking scenarios.

• Design and develop internal developer tools, automation scripts, and workflows to boost R&D efficiency and engineering quality.

• Explore emerging AI technologies (e.g., LLMs, AI Agents, AIGC) and evaluate their applications in banking business scenarios and intelligent R&D practices.

• Leverage AI-assisted coding methodologies (e.g., Vibe Coding / AI copilots) to streamline code generation, testing, and delivery processes.

Requirements

• Bachelor’s degree in Computer Science, Information Technology, Information Systems, Artificial Intelligence or any related fields.

• Minimum 1 year of full time backend development experience using C++ or Python.

• Prior working experience with agentic AI or Harness Engineering.

• Solid foundation in Computer Science core principles, including Data Structures, Algorithms, Computer Networks, and Operating Systems.

• Hands-on experience or working knowledge of databases (e.g., MySQL) and middleware (e.g., Redis, Kafka, microservices/K8s).

• Related domain experience in the Fin-Tech is strongly preferred.