Backend Engineer - Digital Banking

NORTHERN POINT TECHNOLOGY PRIVATE LIMITED; Singapore; On-site; SGD 60,000 - 100,000; Full time

Job summary

Northern Point Technology Private Limited is seeking a backend software engineer to design, develop, and optimize digital banking backend services and platforms in Singapore. You will contribute to scalable server-side architectures and collaborate with product teams to translate business needs into robust technical designs.

We highly value hands-on experience with high-concurrency systems, databases, and middleware, plus familiarity with AI-assisted coding and emerging AI tools to boost

Qualifications

• Bachelor's degree in Computer Science, Information Technology, Information Systems, Artificial Intelligence or related field.
• Minimum 1 year of full-time backend development experience using C++ or Python.
• Prior experience with agentic AI or Harness Engineering.
• Solid CS fundamentals: Data Structures, Algorithms, Networks, OS.
• Hands-on knowledge of databases and middleware (e.g., MySQL, Redis, Kafka) and microservices/K8s.
• FinTech domain experience strongly preferred.

Responsibilities

• Participate in the design, development, and optimization of digital banking backend services and platforms, delivering high-quality, maintainable code.
• Contribute to server-side architecture design to build high-performance, highly available, secure, and scalable distributed systems.
• Understand business requirements and translate them into technical designs and scalable features with Product Managers and cross-functional teams.
• Continuously optimize system performance, stability, resource utilization, and user experience for high-concurrency banking scenarios.
• Design and develop internal developer tools, automation scripts, and workflows to boost R&D efficiency and engineering quality.
• Explore emerging AI technologies (e.g., LLMs, AI Agents, AIGC) and evaluate their applications in banking scenarios and R&D practices.
• Leverage AI-assisted coding methodologies to streamline code generation, testing, and delivery processes.

Skills

Backend development

C++

Python

AI integration

High-concurrency systems

Education

Bachelor's degree in Computer Science or related

Tools

MySQL

Redis

Kafka

Kubernetes / microservices

Job description

Job Description

• Participate in the design, development, and continuous optimization of digital banking backend services and technical platforms, delivering high-quality, maintainable code.

• Contribute to server-side architecture design to build high-performance, highly available, secure, and scalable distributed systems.

• Deeply understand business requirements, collaborating with Product Managers and cross-functional teams to translate business needs into technical designs and scalable features.

• Continuously optimize system performance, stability, resource utilization, and user experience for high-concurrency banking scenarios.

• Design and develop internal developer tools, automation scripts, and workflows to boost R&D efficiency and engineering quality.

• Explore emerging AI technologies (e.g., LLMs, AI Agents, AIGC) and evaluate their applications in banking business scenarios and intelligent R&D practices.

• Leverage AI-assisted coding methodologies (e.g., Vibe Coding / AI copilots) to streamline code generation, testing, and delivery processes.

Requirements

• Bachelor’s degree in Computer Science, Information Technology, Information Systems, Artificial Intelligence or any related fields.

• Minimum 1 year of full time backend development experience using C++ or Python.

• Prior working experience with agentic AI or Harness Engineering.

• Solid foundation in Computer Science core principles, including Data Structures, Algorithms, Computer Networks, and Operating Systems.

• Hands-on experience or working knowledge of databases (e.g., MySQL) and middleware (e.g., Redis, Kafka, microservices/K8s).

• Related domain experience in the Fin-Tech is strongly preferred.