Backend Engineer - Digital Banking Experienced (Individual Contributor) Singapore Engineering and Technology

Monee; Singapore; Hybrid; SGD 70,000 - 120,000; Full time

Job summary

Monee, a leading digital payments and financial services provider, seeks a backend engineer to design, develop and optimize digital banking platforms. You’ll work on scalable, high-availability systems and collaborate with product teams to translate business needs into robust features.

Requirements include a CS-related bachelor’s degree and 1+ year in backend development with C++ or Python, plus knowledge of MySQL, Redis, Kafka and K8s. Experience with AI and AI-assisted coding is a plus.

Qualifications

• Bachelor’s degree in Computer Science, Information Technology, Information Systems, AI or related fields.
• Minimum 1 year of full-time backend development experience using C++ or Python.
• Hands-on knowledge of databases (MySQL) and middleware (Redis, Kafka, microservices/K8s).
• Knowledge of data structures, algorithms, networks and operating systems.
• Experience with agentic AI or Harness Engineering preferred.

Responsibilities

• Participate in design, development and optimization of digital banking backend services.
• Contribute to server-side architecture for scalable, secure systems.
• Translate business needs into technical designs and features.
• Optimize performance, stability, and user experience for high-concurrency scenarios.
• Develop internal developer tools, automation scripts and workflows.
• Explore AI technologies and their applications in banking scenarios.

Skills

Backend development

Problem solving

Distributed systems

Education

Bachelor's degree in Computer Science or related field

Tools

C++

Python

MySQL

Redis

Kafka

Kubernetes

Job description

Monee is a leading digital payments and financial services provider in Southeast Asia, with a growing presence in Latin America. Its mission is to better the lives of individuals and businesses in the region with financial services through technology.

Monee delivers a comprehensive range of digital financial products and services, including mobile wallets, payment processing, credit, banking, and insurtech. By leveraging technology and strategic partnerships, Monee aims to drive greater digital financial inclusion, convenience, and accessibility for individuals and small businesses across Southeast Asia and Latin America.

Monee is part of Sea Limited, a global technology company.

Job Description:

• Participate in the design, development, and continuous optimization of digital banking backend services and technical platforms, delivering high-quality, maintainable code.
• Contribute to server-side architecture design to build high-performance, highly available, secure, and scalable distributed systems.
• Deeply understand business requirements, collaborating with Product Managers and cross-functional teams to translate business needs into technical designs and scalable features.
• Continuously optimize system performance, stability, resource utilization, and user experience for high-concurrency banking scenarios.
• Design and develop internal developer tools, automation scripts, and workflows to boost R&D efficiency and engineering quality.
• Explore emerging AI technologies (e.g., LLMs, AI Agents, AIGC) and evaluate their applications in banking business scenarios and intelligent R&D practices.
• Leverage AI-assisted coding methodologies (e.g., Vibe Coding / AI copilots) to streamline code generation, testing, and delivery processes.

Requirements:

• Bachelor’s degree in Computer Science, Information Technology, Information Systems, Artificial Intelligence or any related fields.
• Minimum 1 year of full time backend development experience using C++ or Python.
• Prior working experience with agentic AI or Harness Engineering.
• Solid foundation in Computer Science core principles, including Data Structures, Algorithms, Computer Networks, and Operating Systems.
• Hands-on experience or working knowledge of databases (e.g., MySQL) and middleware (e.g., Redis, Kafka, microservices/K8s).
• Related domain experience in the Fin-Tech is strongly preferred.