Backend Engineer - Digital Banking

Monee SG Private Limited; Singapore; On-site; SGD 70,000 - 110,000; Full time

Job summary

Monee SG Private Limited in Singapore is seeking a backend developer to design, implement, and optimize digital banking backend services and platforms. You will deliver high-quality, maintainable code and contribute to scalable, secure systems.

You should have at least 1 year of backend experience in C++ or Python, strong CS fundamentals, and familiarity with databases like MySQL and middleware such as Redis and Kafka. FinTech domain experience is a plus.

Qualifications

• Bachelor’s degree in Computer Science, Information Technology, Information Systems, Artificial Intelligence or related field.
• Minimum 1 year of full-time backend development experience using C++ or Python.
• Prior working experience with agentic AI or Harness Engineering.
• Solid CS foundation: data structures, algorithms, networks and OS.
• Hands-on experience with databases (e.g., MySQL) and middleware (Redis, Kafka, microservices/K8s).
• FinTech domain experience preferred.

Responsibilities

• Participate in the design, development, and optimization of digital banking backend services and platforms.
• Contribute to server-side architecture designing high-performance, secure, scalable distributed systems.
• Translate business requirements with Product Managers into technical designs and features.
• Continuously optimize system performance, stability, and resource usage for high-concurrency banking scenarios.
• Design and develop internal developer tools, automation scripts, and workflows.
• Explore emerging AI technologies and evaluate their banking applications.

Skills

Backend development (C++/Python)

AI technologies exploration

Distributed systems concepts

Education

Bachelor’s degree in Computer Science / IT / Information Systems / AI

Tools

Redis

Kafka

MySQL

Microservices/Kubernetes (K8s)

Job description

Job Description:

Requirements:

• Participate in the design, development, and continuous optimization of digital banking backend services and technical platforms, delivering high-quality, maintainable code.
• Contribute to server-side architecture design to build high-performance, highly available, secure, and scalable distributed systems.
• Deeply understand business requirements, collaborating with Product Managers and cross-functional teams to translate business needs into technical designs and scalable features.
• Continuously optimize system performance, stability, resource utilization, and user experience for high-concurrency banking scenarios.
• Design and develop internal developer tools, automation scripts, and workflows to boost R&D efficiency and engineering quality.
• Explore emerging AI technologies (e.g., LLMs, AI Agents, AIGC) and evaluate their applications in banking business scenarios and intelligent R&D practices.
• Leverage AI-assisted coding methodologies (e.g., Vibe Coding / AI copilots) to streamline code generation, testing, and delivery processes.

• Bachelor’s degree in Computer Science, Information Technology, Information Systems, Artificial Intelligence or any related fields.
• Minimum 1 year of full time backend development experience using C++ or Python.
• Prior working experience with agentic AI or Harness Engineering.
• Solid foundation in Computer Science core principles, including Data Structures, Algorithms, Computer Networks, and Operating Systems.
• Hands-on experience or working knowledge of databases (e.g., MySQL) and middleware (e.g., Redis, Kafka, microservices/K8s).
• Related domain experience in the Fin-Tech is strongly preferred.