Credit Analyst

leading-edge; Riyadh; On-site; SAR 120,000 - 180,000; Full time

Job summary

leading-edge is seeking a highly analytical Credit Analyst to join our team in Riyadh. You will analyze financial data and credit reports to assess creditworthiness and support lending decisions.

You will review reports from credit bureaus, monitor a loan portfolio, and collaborate with the lending team to provide recommendations. Strong communication and problem-solving skills are essential, along with a Bachelor's degree in Finance, Accounting, or related field and 2+ years in credit analysis.

Qualifications

• Bachelor's degree in Finance, Accounting, or a related field.
• 2+ years of credit analysis or related experience.
• Strong analytical and communication skills; ability to analyze complex data.

Responsibilities

• Analyze financial statements, credit reports, and other data to assess the creditworthiness of clients.
• Review credit reports from various credit bureaus to identify potential credit risks.
• Assess the credit risk of clients and make recommendations for credit approvals or declines.
• Monitor and manage a portfolio of loans to ensure that credit risks are minimized.
• Work closely with the lending team to provide credit analysis and recommendations.
• Maintain accurate and up-to-date documentation of credit analysis and recommendations.

Skills

Analytical thinking

Problem solving

Communication skills

Cross-functional collaboration

Education

Bachelor's degree in Finance/Accounting

Job description

Job Summary:

We are seeking a highly analytical and detail-oriented Credit Analyst to join our team. The successful candidate will be responsible for analyzing financial data and credit reports to assess the creditworthiness of clients and make informed lending decisions.

Key Responsibilities:

• Analyze financial statements, credit reports, and other data to assess the creditworthiness of clients.
• Review credit reports from various credit bureaus to identify potential credit risks.
• Assess the credit risk of clients and make recommendations for credit approvals or declines.
• Monitor and manage a portfolio of loans to ensure that credit risks are minimized.
• Work closely with the lending team to provide credit analysis and recommendations.
• Maintain accurate and up-to-date documentation of credit analysis and recommendations.

Requirements:

• Bachelor's degree in Finance, Accounting, or a related field.
• 2+ years of experience in credit analysis or a related field.
• Strong analytical and problem-solving skills, with ability to analyze complex financial data.
• Excellent communication and interpersonal skills, with ability to work with cross-functional teams.
• Certifications such as CFA, CMA, or CPA are a plus.