Risk Officer (M/F)

Banco Finantia; Lisboa; On-site; EUR 80,000 - 105,000; Full time

Job summary

Banco Finantia is seeking a Risk Officer to join the Group Financial Risk Department in Portugal. The role focuses on monitoring key financial risks across geographies and business units, with emphasis on regulatory excellence and data-driven decision-making.

The candidate will contribute to ICAAP/ILAAP processes, risk reporting, and continuous process improvement while interacting with regulators, auditors, and international subsidiaries. Fluency in English is required; Spanish is a plus.

Qualifications

• Master's degree in Mathematics, Statistics, Economics, Management or a related field.
• More than 8 years of experience in Financial Risk Management, preferably within the banking sector.
• Strong knowledge of financial risk methodologies and banking regulation.
• Experience with ICAAP, ILAAP and risk monitoring frameworks.
• Strong analytical skills and experience working with large data sets.
• Knowledge of SQL, Python and Business Intelligence tools.
• Fluency in English; Spanish will be considered an advantage.
• Critical thinking, proactivity and a strong sense of responsibility.

Responsibilities

• The monitoring and assessment of Credit, Market, Interest Rate, Foreign Exchange and Liquidity Risks;
• The development of ICAAP and ILAAP processes, including stress-testing exercises;
• The production and automation of risk reporting for management and regulatory purposes;
• The continuous improvement of risk management processes through data and automation;
• The monitoring of the Risk Appetite Framework (RAF) and risk governance practices;
• The interaction with regulators, auditors and international subsidiaries on risk-related matters.

Skills

SQL

Python

BI tools

English fluency

Spanish advantage

Education

Master’s degree in Mathematics/Statistics/Economics/Management or related field

Job description

Be at the heart of Financial Risk Management

In a constantly evolving financial environment, risk management is more than a control function, it is a strategic pillar that supports sustainable growth, informed decision-making and regulatory resilience.

We are looking for aRisk Officerto join our Group Financial Risk Department and contribute to the monitoring and management of the key financial risks to which the Group is exposed across different geographies and business units.

This opportunity is ideal for an experienced professional who combines strong analytical capabilities with a passion for risk management, process improvement and regulatory excellence.

Your impact

• The monitoring and assessment of Credit, Market, Interest Rate, Foreign Exchange and Liquidity Risks;
• The development of ICAAP and ILAAP processes, including stress-testing exercises;
• The production and automation of risk reporting for management and regulatory purposes;
• The continuous improvement of risk management processes through data and automation;
• The monitoring of the Risk Appetite Framework (RAF) and risk governance practices;
• The interaction with regulators, auditors and international subsidiaries on risk-related matters.

Profile

• Master’s degree in Mathematics, Statistics, Economics, Management or a related field;
• More than 8 years of experience in Financial Risk Management, preferably within the banking sector;
• Strong knowledge of financial risk methodologies and banking regulation;
• Experience with ICAAP, ILAAP and risk monitoring frameworks;
• Strong analytical skills and experience working with large data sets;
• Knowledge of SQL, Python and Business Intelligence tools;
• Fluency in English; Spanish will be considered an advantage;
• Critical thinking, proactivity and a strong sense of responsibility.

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Why work at Banco Finantia?

Join a team with a key role in safeguarding the Group’s financial soundness and supporting strategic decision-making. You will work on complex challenges with direct business impact in a dynamic and international banking environment.