Compliance Officer (M/F)

Banco Finantia, SA; Lisboa; Hybrid; EUR 36,000 - 54,000; Full time

Job summary

Banco Finantia in Lisbon seeks a Compliance Officer to strengthen AML, sanctions and regulatory compliance. You will assess financial crime risks, support controls and governance, and collaborate with business units to embed compliant processes across the bank.

With 2+ years in compliance or AML, you will interpret regulations, support due diligence and contribute to automation initiatives using Microsoft Copilot and Power Automate. Fluent English required, Portuguese preferred.

Qualifications

• Degree in Law, Economics, Business or related field with strong regulatory exposure.
• 2+ years in Compliance/AML or related field within financial services.
• Solid understanding of AML, sanctions and regulatory requirements.
• Ability to translate regulations into internal policies and controls.
• Experience with process analysis, documentation and digital solutions.

Responsibilities

• Monitor AML/CTF, sanctions and anti-corruption regulatory developments.
• Support AML controls, documentary collection and evidence maintenance.
• Perform AML reviews of customers and relationships; escalate as needed.
• Assist enhanced due diligence and ongoing monitoring activities.
• Provide guidance on regulatory requirements to business units.
• Prepare internal and regulatory reporting responses to authorities and auditors.
• Document AML governance activities and follow up on actions.
• Help automate AML processes using innovative tech and AI tools.

Skills

AML knowledge

Regulatory understanding

Stakeholder management

Analytical thinking

Communication skills

Autonomy

Confidentiality

English proficiency

Spanish advantageous

Education

Degree in Law

Degree in Economics

Finance/Accounting degree

Audit / Information Systems

Tools

Microsoft Copilot

Power Automate

Microsoft 365 (Excel, Word, PowerPoint, Teams)

Job description

Protect the financial system through compliance, risk oversight and innovation

The Compliance function is more than ensuring adherence to regulations. It is about protecting the Bank’s integrity, supporting sustainable business growth and strengthening the framework that safeguards against financial crime and regulatory risk.

We are looking for a Compliance Officer to join our Compliance Department and play a key role within the Anti-Money Laundering (AML) function, supporting the identification, assessment, monitoring and mitigation of financial crime risks while contributing to the continuous enhancement of the Bank’s compliance framework.

You will act as a trusted compliance partner across multiple functions, providing specialist support on AML, sanctions, anti-corruption and fraud prevention matters, while helping ensure the effective implementation of regulatory requirements and operational controls.

Your impact

You will operate at the intersection of business, compliance and risk, contributing to:

• Monitoring and assessing regulatory developments relating to AML, Counter-Terrorist Financing (CTF), sanctions, anti-corruption and fraud prevention frameworks;
• Supporting the execution of periodic and ad hoc AML controls, ensuring the adequate collection, validation and maintenance of supporting documentation and evidence;
• Performing AML reviews of customers, counterparties, transactions and business relationships, identifying situations requiring further assessment or internal escalation;
• Supporting enhanced due diligence processes and ongoing monitoring activities across the Bank’s customer base;
• Providing technical guidance to business and operational units on AML, sanctions and regulatory compliance requirements;
• Preparing internal and regulatory reporting, responses to supervisory authorities, auditors and other control functions;
• Coordinating and documenting AML governance activities, including the preparation of meetings, agendas, minutes and follow-up actions;
• Contributing to the continuous improvement and automation of AML processes through the use of innovative technologies and artificial intelligence solutions, including Microsoft Copilot and Power Automate;
• Collaborating with internal and external stakeholders to strengthen the Bank’s financial crime prevention framework and support strategic compliance initiatives.

Profile

• Degree in Law, Economics, Business Administration, Finance, Audit, Information Systems or another relevant field;
• Minimum of 2 years of professional experience in Compliance, Anti-Money Laundering (AML), Financial Crime Prevention, Risk Management, or related functions, preferably within the financial sector;
• Good understanding of AML, CTF, sanctions and broader regulatory requirements applicable to financial institutions;
• Ability to interpret legal and regulatory requirements and support their implementation through internal policies, procedures and controls;
• Experience in process analysis, documentation and continuous improvement initiatives, including participation in automation or digital transformation projects;
• Interest in emerging technologies and artificial intelligence solutions applied to compliance and AML processes;
• Advanced proficiency in Microsoft 365 tools, particularly Excel, Word, PowerPoint and Teams;
• Fluency in English (mandatory); knowledge of Spanish will be considered an advantage;
• Strong analytical skills, critical thinking and attention to detail;
• Excellent communication and stakeholder management capabilities;
• High degree of autonomy, integrity, confidentiality and sense of responsibility.

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Why work at Banco Finantia?

If you are looking for an opportunity to contribute to the prevention of financial crime, work on complex regulatory matters and help shape the future of AML and Compliance within a dynamic financial institution, we would be pleased to hear from you.