US Mortgage Processor

NightOwl Consulting; Philippines; On-site; PHP 893,000 - 1,339,000; Full time

Benefits offered by this job

Above market salary

HMO for principal and two dependents

Government-mandated benefits

Performance-based incentives

Quarterly company events

In-depth training for career growth

Great company culture and HR ervaring

Job summary

NightOwl Consulting is hiring a US Mortgage Processor in the Philippines. You will review mortgage files, perform order-outs, and support the team to let others focus on their core tasks.

Encompass experience is a plus; must have mortgage industry knowledge and be skilled in communicating with third parties. RESPONSIBLE for file setup, income calculations, and timely funding.

Qualifications

• Mortgage industry experience is required.
• Encompass experience is a plus.
• Must have experience with order outs and calling third parties.
• Familiar with using office applications.
• Proficient communication skills.
• Great personality.
• Finance and accounting experience is a plus.

Responsibilities

• Review incoming files and perform order-outs.
• Set up Encompass files to align with LO Lead Notes.
• Complete File Set-up after App & Docs are received.
• Ability to calculate income for Wage Earners and SE borrowers.
• Run DU/LP and order appraisals when needed.
• Send client needs list after initial file review.
• Send client needs list after the Preapproval team completes their review.
• Obtain correct EOI, VOE’s, and HOA docs when requested from LOA/Processor.
• Ensure documents are correct at funding to avoid delays.
• Maintain a tracker of all files on their desk.

Skills

Mortgage industry experience

Order outs

Communication skills

Great personality

Finance and accounting experience

Tools

Encompass

Job description

US Mortgage Processor

Department: Operations

Employment Type: Full Time

Location: Client

Compensation: ₱80,000 - ₱120,000 / month

Description

MUST HAVE MORTGAGE EXPERIENCE

You will review incoming files, complete order-outs, and be an all-around supportive team member to ensure that other teammates are able to focus effectively on their primary responsibilities. Encompass experience is a plus

Key Responsibilities

• Track Lead Notes received from LO (Loan Officer)
• Monitor incoming “App Submitted” emails, and set up the Encompass files to align with LO Lead Notes
• Complete “File Set-up” review when App & Docs are received from the client. Includes ordering credit, organizing docs in Encompass, correcting obvious errors on the client app, etc
• Ability to calculate income for Wage Earners and SE borrowers
• Run DU/LP and Order appraisals when needed (if no PIW/ACE)
• Send client needs list after initial file review
• Send client needs list after the Preapproval team completes their review
• Obtain correct EOI, VOE’s, and HOA docs when requested from LOA/Processor
• Ensure that EOI and other documents are correct at the time of funding to avoid funding delays
• Maintain a tracker of all files on their desk, including what is outstanding on each file, to ensure that no file slips through the cracks.

Skills, Knowledge, and Expertise

• Mortgage industry experience is required
• Encompass experience is a plus
• Must have experience with order outs and calling third parties
• Familiar with using office applications
• Proficient communication skills
• Great personality
• Finance and accounting experience is a plus

Benefits

• Above market salary
• HMO for principal and two dependents
• Government-mandated benefits
• Performance-based Incentives
• Quarterly Company Events
• In-depth training for career growth
• Great Company Culture and HR experience
• 1,000 PHP De Minimis
• Equipment and software provided