Strategic Relationship Manager — Commercial Loans

RCBC; Pampanga; On-site; PHP 500,000 - 800,000; Full time

Job summary

RCBC in the Philippines seeks a Commercial Loans Officer to generate new loans, grow a profitable portfolio, and cross-sell bank products while maintaining asset quality. You will establish strong client relationships and deliver tailored banking solutions within policy and regulatory guidelines.

The role demands solid credit evaluation, market prospecting, and portfolio reviews to maximize revenue and support portfolio growth.

Qualifications

• Bachelor's degree as stated; MBA/MA preferred.
• 2 years banking experience or 5 years in other industries.
• Proficient in MS Office; strong marketing/presentation skills.
• Excellent oral and written communication; strong interpersonal skills.

Responsibilities

• Perform credit evaluation of accounts including client calls and site visits.
• Recommend credit facilities in line with Bank policies and client analysis.
• Improve loan portfolio quality and maximize returns on resources.
• Solicit credit-worthy accounts by targeting markets and tailoring financial packages.
• Review existing facilities annually and deepen relationships with prime accounts.

Skills

Credit evaluation

Client relationship management

Portfolio management

Cross-selling

Sales & marketing

MS Office

Communication skills

Interpersonal skills

Education

Bachelor's degree in Economics/Business/Accounting/Commerce

MBA/MA preferred

Tools

MS Office

Job description

RCBC in the Philippines seeks a Commercial Loans Officer to generate new loans, grow a profitable portfolio, and cross-sell bank products while maintaining asset quality. You will establish strong client relationships and deliver tailored banking solutions within policy and regulatory guidelines.

The role demands solid credit evaluation, market prospecting, and portfolio reviews to maximize revenue and support portfolio growth.