Senior Commercial Lending Center Manager

Hammerjack Pty Ltd; Philippines; On-site; PHP 1,200,000 - 1,800,000; Full time

Job summary

Hammerjack Pty Ltd in the Philippines seeks a senior banking professional to implement and monitor strategies set by Group Head and Division Head, and to directly manage a team of Relationship Managers and Relationship Associates tasked with marketing and delivering bank products to commercial and SME clients.

You will thoroughly review and endorse credit proposals, ensure adherence to credit policies and regulatory requirements, and present to executive committees as needed.

Qualifications

• Ten (10) years industry experience in credit analysis and account management.
• Working knowledge of credit analysis, bank products/services, banking regulations and legal documentation, marketing of corporate banking products/services.
• Leadership and supervisory skills.
• Decision-making skills.
• Organization and planning.

Responsibilities

• Implements marketing plans, strategies, action plans and objectives in line with the annual budget.
• Executes effective plans in achieving the center's profit objectives and other goals which contribute to overall group and Bank targets.
• Oversees and applies the marketing and account management activities of Relationship Managers through monitoring cross-selling efforts, coordination of daily transactions, solicitation and completion of deals.
• Directly manages key accounts and solicits new businesses for the Center. Joins client calls/ocular inspections.
• Supervises and monitors Relationship Managers performance to ensure compliance with targets set. Reviews actual monthly performance vis-a‑vis targets. Determines whether performance is below or above the target for respective RMs to be able to identify specific areas for improvement and come up with specific plans for each RM.
• Ensures all credit proposals are accurate by thoroughly reviewing credit applications prepared by Relationship Managers. Ensure adherence to established credit policies / regulatory requirements and maintains high credit quality of loan portfolios. Reviews customers requirements, organization's capabilities, industry competition, and the general business environment. Approves / recommends credit proposals to higher credit authorities. Attends/presents to Crecolcom / Excom / Board.

Skills

Credit analysis

Account management

Leadership

Decision-making

Organization and planning

Job description

Hammerjack Pty Ltd in the Philippines seeks a senior banking professional to implement and monitor strategies set by Group Head and Division Head, and to directly manage a team of Relationship Managers and Relationship Associates tasked with marketing and delivering bank products to commercial and SME clients.

You will thoroughly review and endorse credit proposals, ensure adherence to credit policies and regulatory requirements, and present to executive committees as needed.