Senior Clearing Operations Specialist

Maya; Metro Manila; On-site; PHP 900,000 - 1,300,000; Full time

Benefits offered by this job

Competitive salary

Health benefits

Career development

Job summary

Maya Philippines, Inc. is seeking a Senior Clearing Operations Specialist to oversee end-to-end clearing and treasury-related transactions, ensuring accuracy, timeliness, and regulatory compliance.

You will review and approve transactions, monitor exceptions, and lead process improvements while coordinating with banks and internal teams to strengthen controls and efficiency. The role requires 3-5 years in clearing, settlements, or banking operations, with strong knowledge of BSP rules and risk

Qualifications

• 3–5 years in clearing, settlements, treasury operations, payments, or banking operations.
• Experience with reconciliation, exception handling, and risk management.
• Strong knowledge of BSP regulations and internal controls.
• Experience supporting audit or regulatory reviews is a plus.

Responsibilities

• Oversee end‑to‑end processing of clearing transactions to ensure accuracy and compliance.
• Review and approve transactions, reconciliations, and settlement reports.
• Monitor exceptions and resolve issues within defined timelines.
• Lead investigations and implement preventive actions for incidents.
• Coordinate with banks, clearing houses, and internal stakeholders.
• Prepare operational reports and audit documentation; support process improvements.

Skills

Clearing & settlements

Treasury operations

Operational risk management

Regulatory compliance

People leadership

Job description

Our goal is for everyone to make bolder choices with their finances.

To get there, we're creating an all-in-one ecosystem of financial services for today's generation of goal-getters. That feat takes extraordinary people-those with the guts to challenge the way things are and transform them into something better.

To be part of Team Maya is to be Bolder for Better.

Description: Overview:
The Senior Clearing Operations Specialist is responsible for overseeing the Bank's end-to-end clearing operations, ensuring the accurate, timely, and compliant processing of check clearing transactions, electronic fund transfers, settlements, and other treasury-related transactions. The role is accountable for reviewing and approving transactions, managing operational risks and exceptions, overseeing balancing and reconciliation activities, coordinating with internal and external stakeholders, supporting regulatory and audit requirements, and driving process improvement initiatives to enhance operational efficiency and control effectiveness.

What you will do:

• Oversee the end-to-end processing of clearing transactions, including check clearing, electronic fund transfers, settlements, and other treasury-related transactions, ensuring accuracy, timeliness, and compliance with established policies and regulatory requirements.


• Review and approve transactions, reconciliations, settlement reports, and operational deliverables to ensure completeness and accuracy.


• Monitor and resolve operational exceptions, disputed transactions, reconciliation breaks, and outstanding clearing items within prescribed timelines.


• Conduct investigations and root-cause analyses of operational incidents and implement corrective and preventive actions.


• Ensure compliance with BSP regulations, PCHC operating rules, internal controls, and Clearing Operations policies and procedures.


• Coordinate with internal stakeholders, correspondent banks, clearing houses, and external counterparties to address operational concerns and support business requirements.


• Prepare and review operational reports, management dashboards, and audit-related documentation, ensuring records are accurate, complete, and audit-ready.


• Lead or participate in process improvement initiatives, system enhancements, User Acceptance Testing (UAT), and other operational projects to improve efficiency, control effectiveness, and customer experience.


• Provide technical guidance, coaching, and operational support to Clearing Associates and junior team members.


• Perform other Treasury Operations and back-office functions as may be assigned by management.

What we are looking for:

• At least 3-5 years of experience in clearing, settlements, treasury operations, payments, or banking operations.


• Experience in reconciliation, exception handling, and operational risk management.


• Strong understanding of BSP regulations, PCHC rules, and banking operational controls.


• Experience supporting audit, compliance, or regulatory review activities.


• Exposure to system implementations, UAT activities, and process improvement projects is preferred.


• Supervisory or leadership experience is an advantage.

About Us

Maya is the all-in-one money platform that is bringing Filipinos bolderways to master their money.It is powered by a unique integrated financial services ecosystem that addresses the ever-evolving needs of today’s generation of moneymakers through cutting edge technology.

Welead millions of Filipinos — consumers, businesses,communities, and government agencies alike — into a version ofthe current digital economy that’s more inclusive, transparent,and empowering than ever.

We arepowered by the country's only end-to-end digital payments company Maya Philippines, Inc. and Maya Bank, Inc. for digital banking services.

Maya Bank, Inc. and Maya Philippines, Inc. are regulated by the Bangko Sentral ng Pilipinas. https://www.bsp.gov.ph/