MSME Microfinance Loan Officer - Field-Based

BDO Unibank; Hinoba-an; Hybrid; PHP 240,000 - 360,000; Full time

Job summary

BDO Network Bank, Inc. is seeking an Account Officer for Micro, Small and Medium Enterprises to achieve loan targets while maintaining profitability, sound credit quality, and excellent customer service.

The role requires fieldwork, strong selling and communication skills, and basic math ability. Prior microfinance sales experience is an advantage, and motorcycle driving is preferred.

Qualifications

• Graduate of any four-year or five-year degree course / Bachelor's Degree Holder.
• Possesses good selling, communication and customer service skills.
• Must have basic mathematical knowledge.
• Preferably familiar with computer software including word processing & spreadsheets.

Responsibilities

• Actively solicit microfinance loan accounts to meet the business needs of the customer.
• Analyze overall loan applicant’s qualifications to determine feasibility of granting loans.
• Initiate credit and collection activities to ensure credit quality of accounts.
• Coordinate with concerned officers and/or other units related to processing and servicing of loan applications and loan clients.
• Review and update customer loan files, loan agreements, etc. to ensure adequacy for credit processing and loan booking.
• Execute sales and/or marketing activities that will achieve volume targets.

Skills

Sales skills

Communication

Customer service

Education

Bachelor's Degree

Tools

MS Word

MS Excel

Job description

BDO Network Bank, Inc. is seeking an Account Officer for Micro, Small and Medium Enterprises to achieve loan targets while maintaining profitability, sound credit quality, and excellent customer service.

The role requires fieldwork, strong selling and communication skills, and basic math ability. Prior microfinance sales experience is an advantage, and motorcycle driving is preferred.