MSME Field Sales & Credit Officer

BDO Unibank, Inc; Pinamalayan; On-site; PHP 279,000 - 502,000; Full time

Job summary

BDO Network Bank is seeking an Account Officer for Micro, Small and Medium Enterprises to achieve loan volume targets while maintaining profitability, sound credit quality, and good customer service.

Key responsibilities include actively soliciting microfinance loan accounts, analyzing applicant qualifications, initiating credit and collection activities, coordinating with other units, reviewing loan files, and executing sales activities to meet volume targets.

Qualifications

• Graduate of any four-year or five-year degree course.
• Possesses good selling, communication and customer service skills.
• Must have basic mathematical knowledge.
• Preferably familiar with computer software including word processing & spreadsheets.
• With fieldwork and sales experience on Microfinance, an advantage.
• Preferably can drive a motorcycle.

Responsibilities

• Actively solicit microfinance loan accounts to meet the business needs of the customer.
• Analyze overall loan applicant’s qualifications to determine feasibility of granting loans.
• Initiate credit and collection activities to ensure credit quality of accounts.
• Coordinate with concerned officers and/or other units related to processing and servicing of loan applications and loan clients.
• Review and update customer loan files, loan agreements, etc. to ensure adequacy for credit processing and loan booking.
• Execute sales and/or marketing activities that will achieve volume targets.

Skills

Selling skills

Communication

Customer service

Education

Bachelor's degree

Tools

MS Word

MS Excel

Job description

BDO Network Bank is seeking an Account Officer for Micro, Small and Medium Enterprises to achieve loan volume targets while maintaining profitability, sound credit quality, and good customer service.

Key responsibilities include actively soliciting microfinance loan accounts, analyzing applicant qualifications, initiating credit and collection activities, coordinating with other units, reviewing loan files, and executing sales activities to meet volume targets.